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LATEST · ACROSS THE SITE
Asia Is Actively Building Agentic Finance While London Writes Its Roadmap
The most consequential regulatory document on AI in finance this year was written in London, and its subtext points east.
BY FINTECHLY EDITOR · ANALYSIS
Spare Partners with Tabadulat on Pay-by-Bank Investment Funding
The integration replaces card-based deposits and withdrawals on the Shariah-compliant brokerage's platform with regulated account-to-account payments.
BY RUDRI MEHTA KACHHY · NEWS
Revolut Wins Full Australian Bank Licence With AUD$400M Pledge as Local Fintechs Regroup
Revolut has been granted an unrestricted Authorised Deposit-taking Institution (ADI) licence by the Australian Prudential Regulation Authority, launching Revolut Bank Australia on 21 July 2026 as the first global fintech to hold a full ADI licence and the company's first licensed bank in APAC.
BY LAURA RINALDI · ANALYSIS
Coinbase Wins ADGM Approval for Tokenised Securities Hub in Abu Dhabi
The Financial Services Regulatory Authority granted Coinbase permission to arrange and custody tokenised securities, alongside a separate prospectus approval for certificates tied to Apple stock.
BY RUDRI MEHTA KACHHY · NEWS
The AI Cart Before the Horse: Asia-Pacific Banks Trade Headcount for Software
In his final weeks as chief executive of DBS, Piyush Gupta had delivered the best year in the bank's history. Record profit of S$11.4 billion, a share price at all-time highs, a S$1,000 bonus for nearly every employee.
BY LAURA RINALDI · ANALYSIS
BMO and RBC Retreat From Payments Processing in $1.44bn Moneris Sale
Bank of Montreal and Royal Bank of Canada have agreed to sell their jointly owned payments processor, Moneris, to US private equity firm Francisco Partners for cash consideration of about $1.44bn. The two banks aren't making a clean exit.
BY FINTECHLY EDITOR · NEWS
Dubai Duty Free Launches Crypto.com Pay Across UAE Airports
The retailer becomes the first airport operator in the Middle East to accept the payment method, built on the same Central Bank licence behind Emirates' own Crypto.com Pay rollout.
BY RUDRI MEHTA KACHHY · NEWS
China Redefines e-CNY as Interest-Bearing Deposit Money to Break Adoption Deadlock
China has abandoned the defining premise of its digital currency. After a decade of positioning the e-CNY as digital cash, the People's Bank of China reclassified it on 1 January 2026 as "digital deposit money": an interest-bearing, account-based instrument that sits on the balance sheets of commercial banks rather than the central bank.
BY FINTECHLY EDITOR · ANALYSIS
MultiBank Group’s Naser Taher Named to Forbes Middle East’s Top 100 CEOs 2026
The founder and executive chairman was separately recognised at the Golden Excellence Awards for FinTech, Digital Asset and Blockchain Excellence, presented by Sheikh Nahyan bin Mubarak Al Nahyan.
BY RUDRI MEHTA KACHHY · NEWS
APAC Payment Trends Show That Its Rails Are Finally Converging. The Next Contest Is the Interface
Asia Pacific's payments infrastructure problem is close to being solved, yet its interface problem is just getting started.
BY FINTECHLY EDITOR · ANALYSIS
Five Minutes With…. Ross Sinclair CEO of EIP
EIP chief executive Ross Sinclair on parametric insurance and why AI-accelerated coding lets EIP bet on new products like a venture capital firm.
BY LAURA RINALDI · NEWS
BHM Capital Becomes First UAE Market Maker on Kazakhstan’s Astana Exchange via Tabadul
BHM Capital has become the first UAE financial institution to connect to Kazakhstan's Astana International Exchange as a Market Making Member, via ADX's Tabadul platform.
BY RUDRI MEHTA KACHHY · NEWS
Know Your Agent Is the Compliance Standard Agentic Commerce Doesn’t Have Yet
Agentic commerce already has live payment rails. What it does not have is a Know Your Agent standard: an agreed way for a bank to verify which agents deserve to hold a customer's payment credentials in the first place.
BY LAURA RINALDI · ANALYSIS
OORI Receives Saudi CMA Licence to Operate a Private Markets Platform
OORI, a Riyadh-based investment platform focused on private markets, has received a licence from Saudi Arabia's Capital Market Authority (CMA) to conduct Arranging and Advising activities, the company announced on 10 August 2026.
BY RUDRI MEHTA KACHHY · NEWS
Tether’s Hadron Platform to Tokenise Institutional Real Estate in Saudi Arabia
The deal pairs Tether's tokenisation technology with a local commercial operator and an integration partner, landing in a market that already has its own real estate tokenisation framework.
BY RUDRI MEHTA KACHHY · NEWS
AI Fraud Now Outpacing Defences, Say 76% of UK Financial Crime Leaders Who Have Encountered It
UK financial crime decision-makers are struggling to keep pace with AI-enabled fraud.
BY FINTECHLY EDITOR · NEWS
Nomura’s Laser Digital Backs ZIGChain in $100m UAE Credit Push
Laser Digital is structuring and overseeing risk for ZIGChain's onchain credit vaults, targeting $100 million in total value locked by end-November.
BY RUDRI MEHTA KACHHY · NEWS
Edenred UAE Wins In-Principle Approval for CBUAE Licence for Payroll Cards
The approval formalises an 18-year-old salary-card business serving 2.5 million employees, rather than launching a new product.
BY RUDRI MEHTA KACHHY · NEWS
Mastercard and AFS Launch Corporate Cards in UAE, With Egypt to Follow
The launch is AFS's first UAE product since securing a Central Bank licence in June, and Mastercard's third UAE corporate-card tie-up this year.
BY RUDRI MEHTA KACHHY · NEWS
Five Minutes With…. John O’Connor, CEO of RealFi
RealFi CEO John O’Connor discusses stablecoins, real-world returns and building trust in digital asset infrastructure.
BY THE FINTECHLY EDITOR · NEWS
Emirates NBD to Acquire HSBC’s Retail Banking Business in Egypt
The deal extends a broader pattern on both sides: HSBC's retreat from retail banking in markets where it lacks scale, and Emirates NBD's second major international acquisition this summer.
BY RUDRI MEHTA KACHHY · NEWS
UAE Banks Defer AED13.5bn in Loans Under Central Bank’s Resilience Package
The deferral total has more than doubled since May, with large corporates receiving two-thirds of the value despite making up under 1% of beneficiaries by headcount.
BY RUDRI MEHTA KACHHY · NEWS
Five Minutes With… Dave Scola at Form3
Form3 chief executive Dave Scola on why resilience deserves as much attention as speed, and why legacy US banking infrastructure isn’t yet ready for stablecoins at scale.
BY THE FINTECHLY EDITOR · NEWS
Emirates Launches Crypto.com Pay for UAE Flight Bookings
The airline now accepts payment through Crypto.com's wallet for AED-priced bookings by eligible UAE residents, a year after signing a memorandum of understanding with the exchange.
BY RUDRI MEHTA KACHHY · NEWS
Commercial Bank of Dubai Launches Digital Wealth Platform for Affluent Clients
CBD Invest consolidates portfolio tracking, analytics and goal-based investing inside the bank's mobile app, five years after its first digital investing product targeted a lower entry point.
BY RUDRI MEHTA KACHHY · NEWS
Five Minutes With… Azimkhon Askarov at CONCRYT
Azimkhon Askarov of CONCRYT discusses cross-border payments, merchant infrastructure, LLMs in payments data and transaction optimisation.
BY THE FINTECHLY EDITOR · NEWS
Yalla Financial Solutions Wins In-Principle Approval for Cross-Border Payments Licence in the UAE
The Retail Payment Services Category II approval, once final, would give the multi-country Yalla Super App a UAE-licensed basis for cross-border payment flows it currently routes through partner institutions.
BY RUDRI MEHTA KACHHY · NEWS
Pemo Wins In-Principle Approval for UAE Stored Value Facilities Licence
The Dubai spend management platform would gain the ability to hold and manage customer business funds directly, rather than solely through a partner bank, once the licence is finalised.
BY RUDRI MEHTA KACHHY · NEWS
Al Etihad Credit Bureau Adds Tabby and Tamara Data to UAE Credit Reports
Buy now, pay later activity will count towards a UAE credit file for the first time from July 2026, closing a gap that has widened alongside the country's $5 billion BNPL market.
BY RUDRI MEHTA KACHHY · NEWS
Checkout.com Secures In-Principle UAE Stored Value Facilities Licence
The Central Bank of the UAE's SVF licence sets rules for e-wallets and prepaid schemes. See who needs it and how to apply.
BY RUDRI MEHTA KACHHY · NEWS
ADGM Recognises Tether Gold (XAU₮) as Accepted Spot Commodity, Reserves Near $2.9 Billion
Abu Dhabi's financial free zone has cleared XAU₮ for regulated trading and custody, giving Tether's gold token a Gulf foothold its main US rival still lacks.
BY RUDRI MEHTA KACHHY · NEWS
RTP Real Time Payments: What the RTP Network Is and How It Works
Learn how RTP real time payments work, from RTP network messages to limits, use cases, and controls so you can launch instant payments with confidence.
BY FADIL ILERI · NEWS
Sinder Beats Wise and Revolut to Launch a UAE Travel Card With 0% FX Markup
The Dubai-based fintech, founded by former Revolut and Tamara staff, is live in the UAE while both larger rivals are still sitting on regulatory approvals they haven't yet turned into a retail launch.
BY RUDRI MEHTA KACHHY · NEWS
Instant Payments vs Real Time Payments: Are They the Same?
Instant payments vs real time payments explained: learn the key differences by market, what affects speed, and how to set clear user expectations.
BY FADIL ILERI · NEWS
ADIB Becomes First Bank Globally to Deploy Visa’s New Threat Intelligence Platform
ADIB is the first external bank to deploy Visa's newly launched fraud and cyber intelligence platform, built on the same defences Visa uses to protect its own global network.
BY RUDRI MEHTA KACHHY · NEWS
UAE’s Jaywan Card Scheme Gets Its First Credit Co-Badge, a Day After National Launch
Mastercard launched the first Jaywan co-badged credit card a day after the UAE scheme's national debut. Read what it means for issuers.
BY RUDRI MEHTA KACHHY · NEWS
UAE Banks Face New Sovereign Cloud Questions as Core42 Expands Beyond CBUAE Mandate
Core42 now powers both the Central Bank of the UAE's sovereign cloud mandate for licensed institutions and a new open-market platform with e& UAE, raising fresh governance questions for banks.
BY RUDRI MEHTA KACHHY · NEWS
Five Minutes With… ChilliMint co-founder San Nakra-Shah
ChilliMint co-founder San Nakra-Shah says payments businesses need to focus on trust, accountability and customer experience as AI changes how people search, choose and pay.
BY THE FINTECHLY EDITOR · NEWS
Sav’s Entire Card Portfolio Goes Exclusively Visa in Five-Year UAE-Saudi Deal
A five-year, multimillion-dollar deal makes Visa the sole card network behind Sav's UAE and Saudi Arabia business, with credit cards still pending regulatory approval.
BY RUDRI MEHTA KACHHY · NEWS
What Is Payment Orchestration? The Simple Explanation + Examples
What is payment orchestration? Learn how it routes payments, retries failures, secures card data, and unifies reporting to boost approvals and uptime.
BY FADIL ILERI · NEWS
Revolut Wins VARA Approval to Complete Full UAE Crypto and Payments Licence Stack
VARA approval lets Revolut offer broker-dealer and exchange services in Dubai, completing its UAE licence stack for a late-2026 launch.
BY RUDRI MEHTA KACHHY · NEWS
BNPL’s New Rulebook Is a Windfall for the Firms That Sell Affordability
The consumer headline on 15 July was exclusion: how many current users the affordability checks might price out. That is the wrong place for an operator to look.
BY RUDRI MEHTA KACHHY · NEWS
Treasury Targets Faster AI Adoption in Finance as Survey Shows City Already Ahead
HM Treasury's two AI Champions have published a plan setting out how the government, regulators and financial firms should speed up the safe adoption of artificial intelligence, with 10 recommendations the government says it has accepted where they fall to it.
BY RUDRI MEHTA KACHHY · NEWS
The payments visibility gap: leaders want real-time data they can’t get
EMBARGO: Silverflow data held until 08:00 CEST, 16 July 2026. Internal review copy — do not publish before the embargo lifts.
BY RUDRI MEHTA KACHHY · NEWS
Mansion House 2026: Britain bets on writing the rulebook first
Three announcements, one bet: open banking gets a permanent legislative home, stablecoins get transatlantic alignment, and gilts go on-chain. Britain is competing on rule-making speed, not capital. The gap between announcement and enforceable rule is the whole risk.
BY RUDRI MEHTA KACHHY · NEWS
The £116bn that won’t move: open banking takes on idle cash
Britain's dormant cash pile is a friction problem, not a rates or awareness problem. Higher rates have already been tried and the money still didn't move.
BY RUDRI MEHTA KACHHY · NEWS
FedNow Real Time Payments: What FedNow Enables (and What It Doesn’t)
FedNow real time payments bring 24/7 instant settlement, but not chargebacks or built-in fraud protection. Learn what FedNow enables and how to plan.
BY FADIL ILERI · NEWS
Five Minutes With… Kieran Watts at Digital Workforce
Digital Workforce’s Kieran Watts discusses agentic AI in financial services, operational adoption, governance, compliance and the build-versus-partner question.
BY THE FINTECHLY EDITOR · NEWS
Payment Orchestration Platform: Features That Matter Most to Merchants
Learn the payment orchestration platform features merchants need most—uptime, smart routing, integrations, reporting, and security—to boost approvals and cut outages.
BY FADIL ILERI · NEWS
Tabby Signs Up 150,000 for Fee Free Cash Account Beyond BNPL
The Dubai buy now, pay later group has launched a zero-fee money account under a new central bank licence, its first step into everyday banking.
BY RUDRI MEHTA KACHHY · NEWS
What is RegTech? Regulatory technology, its categories, and the companies building it
RegTech helps regulated firms automate compliance, from AML and sanctions screening to regulatory reporting, cyber controls and risk management.
BY FADIL ILERI · EXPLAINER
What is the UAE’s AML law? The 2025 overhaul, the regulators, and what it means for fintechs
The UAE’s 2025 AML law overhaul brings virtual-asset firms into scope, strengthens reporting duties and clarifies supervision across mainland, DIFC and ADGM firms.
BY FADIL ILERI · EXPLAINER
What is transaction monitoring? How it works, why it fails, and the fines behind it
Transaction monitoring helps firms detect suspicious payments and customer activity, but false positives, weak data and poor tuning can lead to major AML failures.
BY LAURA RINALDI · EXPLAINER
What is sanctions screening? The lists, the 50% rule, and why a name check isn’t enough
Sanctions screening checks customers, transactions and counterparties against official lists, but ownership rules and false positives make it more than a name check.
BY LAURA RINALDI · EXPLAINER
What is regulatory reporting? The types, the regimes, and the cost of getting it wrong
Regulatory reporting requires financial firms to submit prescribed data to supervisors, with failures triggering major fines and compliance costs.
BY LAURA RINALDI · EXPLAINER
Perpetual KYC, explained: how continuous monitoring is replacing the periodic review
Perpetual KYC replaces fixed periodic reviews with continuous, event-driven monitoring that keeps customer risk profiles current.
BY LAURA RINALDI · EXPLAINER
What is Know Your Business (KYB)? Verification, beneficial ownership, and the rules that changed in 2026
KYB verifies businesses and beneficial owners, helping regulated firms detect shell companies, manage AML risk and meet changing 2025 rules.
BY LAURA RINALDI · EXPLAINER
What is the DFSA AML rulebook? The DIFC’s financial-crime module, explained
The DFSA AML rulebook sets financial-crime obligations for DIFC firms, covering customer due diligence, suspicious reporting and sanctions controls.
BY LAURA RINALDI · EXPLAINER
What is the Bank Secrecy Act? The rules, the reports, and why it reaches beyond the US
The Bank Secrecy Act is the US AML law requiring financial firms to report suspicious activity and large cash transactions, with global reach through dollar clearing.
BY LAURA RINALDI · EXPLAINER
Fintechly People Moves: Senior Appointments at Nuvei, ThetaRay and the Payments Association
Nuvei, ThetaRay, the Payments Association, Premialab and Cerity Partners announce senior fintech and payments leadership appointments.
BY RUDRI MEHTA KACHHY · NEWS
Best Payment Orchestration Platforms: How to Compare Providers Fairly
Compare the best payment orchestration platforms with a fair scorecard, demo questions, and key tradeoffs to boost approvals and cut reconciliation work.
BY FADIL ILERI · NEWS
Malaysia Gives Banks and E-Wallets Two Years to Retire Their Own QR Codes
Bank Negara Malaysia (BNM) will phase out proprietary QR payment networks by 30 June 2028. The requirement sits within the central bank's newly issued Interoperable Fund Transfer Framework (IFTF), published on 30 June 2026.
BY RUDRI MEHTA KACHHY · NEWS
10 Ways AI-First Banks Are Pulling Ahead in Retail Banking
A new BCG report maps 10 capabilities separating AI-first retail banks, from agentic underwriting to voice-bot collections, from rivals still stuck in pilots.
BY RUDRI MEHTA KACHHY · NEWS
FATF Names Stablecoins the Top Illicit Asset and Unhosted Wallets the Weak Link
FATF warns stablecoins are now the leading virtual asset for illicit transactions, with unhosted wallets exposing gaps in global AML oversight.
BY RUDRI MEHTA KACHHY · NEWS
The disbursement-card boom is real. Betting on the card is the mistake.
Disbursement cards are booming, but the real value is shifting to routing layers that move payouts across cards, instant rails and stablecoins.
BY RUDRI MEHTA KACHHY · NEWS
Why A Broker, Not An Exchange, Got To Same-Day SpaceX Options First
IG launched same-day SpaceX options before exchanges could, showing how CFD wrappers let brokers move faster than listed derivatives markets.
BY RUDRI MEHTA KACHHY · NEWS
Fractional dealing is reaching the platforms advisers use. The cost of investing isn’t moving with it
Fractional dealing is spreading through UK adviser and wealth platforms, but lower minimum trades do not necessarily mean lower investing costs.
BY RUDRI MEHTA KACHHY · NEWS
Insurtech funding is back: the money is buying infrastructure, not disruption
Insurtech funding returned in Q1 2026, but capital is now flowing into AI infrastructure and incumbent-facing tools rather than disruption plays.
BY RUDRI MEHTA KACHHY · NEWS
Most crypto firms will not clear FCA authorisation
Most crypto firms may struggle to clear FCA authorisation as the UK’s new regime raises the bar beyond AML registration.
BY RUDRI MEHTA KACHHY · NEWS
Open USD: stablecoins move from land grab to shared utility
Open USD brings 140 payments and fintech firms into a shared stablecoin utility, shifting the fight from coin ownership to payment orchestration.
BY RUDRI MEHTA KACHHY · NEWS
What the FCA’s Mills Review means for AI in financial services
The FCA's Mills Review signals support for agentic finance while raising expectations around AI governance, accountability and Consumer Duty compliance.
BY RUDRI MEHTA KACHHY · NEWS
Disbursement cards are booming. The real contest is over the rails.
Disbursement cards are reshaping payouts, but the real opportunity lies in instant payment rails, RTP networks and stablecoins powering faster fund transfers.
BY RUDRI MEHTA KACHHY · NEWS
Wultra Raises €6.8 Million as Banks Begin Pricing in the Quantum Threat to Encryption
Wultra has raised €6.8m to expand post-quantum digital identity technology as banks prepare for future threats to encryption.
BY RUDRI MEHTA KACHHY · NEWS
The readiness gap holding back real-world asset tokenisation in emerging markets.
Emerging-market firms say they are ready for real-world asset tokenisation, but regulators report limited activity and gaps in legal and settlement infrastructure.
BY RUDRI MEHTA KACHHY · NEWS
Offa Raises £6.5m Through a Listed Sukuk, but Names No Investors
Birmingham fintech Offa, majority-owned by Dubai's GII, lists a sukuk and warrant deal without naming investors. Read the report.
BY RUDRI MEHTA KACHHY · NEWS
MiCA Shakeout Leaves Wealth Managers Exposed on Crypto Reporting
MiCA’s crypto licence shakeout exposes wealth managers’ crypto reporting gaps as EU and UK rules push digital assets into mainstream supervision.
BY RUDRI MEHTA KACHHY · NEWS
JPMorgan to test SambaNova’s on-prem AI chips as chipmaker banks first $1bn at $11bn
JPMorganChase will test SambaNova’s on-prem AI chips as the chipmaker raises $1bn at an $11bn valuation to scale enterprise AI infrastructure.
BY RUDRI MEHTA KACHHY · NEWS
FCA sets final crypto authorisation rules with 2027 deadline
The Financial Conduct Authority has published the final rules for the UK's cryptoasset regime, requiring trading platforms, intermediaries, custodians, stablecoin issuers and staking firms to obtain FCA authorisation to serve UK customers.
BY RUDRI MEHTA KACHHY · NEWS
ESMA’s ‘report once’ plan could save firms €1bn, but only if the regtech works
ESMA wants to merge MiFIR, EMIR and SFTR reporting into one regime. Read what the savings depend on and the 2031 timeline.
BY RUDRI MEHTA KACHHY · NEWS
Crypto Exchanges Bitget and MEXC Push Deeper into US Stocks Trading
The Bitget US stock options rollout switched on 2 July, adding long call and long put contracts to its Stock+ product line.
BY RUDRI MEHTA KACHHY · NEWS
Card-Linked Instalments Overtake Standalone BNPL Three To One, PYMNTS Data Shows
US shoppers are now choosing instalment plans built into their existing credit or debit cards over standalone buy now, pay later apps by roughly three to one, according to a PYMNTS Intelligence report produced with instalment payments platform Splitit.
BY RUDRI MEHTA KACHHY · NEWS
BoE and FCA divide oversight of systemic stablecoins
The Bank of England and the Financial Conduct Authority have set out how they will share responsibility for regulating the largest stablecoins, with the Bank taking the backing assets and the FCA keeping conduct and consumer protection.
BY RUDRI MEHTA KACHHY · NEWS
BNPL Purchases Under £50 Now Require Affordability Checks From 15 July
Buy now, pay later becomes a regulated product in the UK on 15 July, and the most demanding part of the new regime lands on the smallest purchases.
BY RUDRI MEHTA KACHHY · NEWS
Aviva moves to deliver advice at scale under new Targeted Support regime
Aviva, one of the UK's largest pension providers, is moving to deliver financial advice and guidance at scale under Britain's new Targeted Support regime, in one of the first big provider deployments since the rules took effect.
BY RUDRI MEHTA KACHHY · NEWS
APP Fraud Reimbursement Is Working. The Fraud Starts Beyond Its Reach
An independent evaluation of the UK's mandatory reimbursement rules, published by the Payment Systems Regulator on 1 July 2026 and carried out by Frontier Economics, has found the regime cut authorised push payment scam losses by around 21%, worth an estimated £73 million a year, in its first year.
BY RUDRI MEHTA KACHHY · NEWS
KYB for Sponsor Banks: How to Reduce Marketplace & BaaS Program Risk
Reduce marketplace and BaaS program risk with KYB solutions for sponsor banks. Learn workflows, monitoring, scoring, and audit-ready evidence.
BY FADIL ILERI · NEWS
Rulebase Launches AI Agents to Recover Stalled Fintech Onboarding and Dormant Accounts
The New York start-up is pushing autonomous agents into the long-horizon onboarding and reactivation work that regulated fintechs usually leave half-finished, though every performance figure it has released so far is company-claimed and unaudited.
BY RUDRI MEHTA KACHHY · NEWS
Nium Acquires Crypto Wallet Firm Cypher to Speed Its Stablecoin Payments Push
Nium is absorbing Cypher's founder and engineers and shutting its wallet app on 6 September, its third stablecoin move in five months as it lines up a delayed 2026 listing.
BY RUDRI MEHTA KACHHY · NEWS
Tribe’s Ruta Kairyte: Why the Baltics Are Becoming a Payments Powerhouse
Ruta Kairyte of Tribe Payments discusses the Baltics’ fintech growth, Kaunas as a technology hub and the company’s regional expansion plans,
BY THE FINTECHLY EDITOR · NEWS
Payment Orchestration Layer: Where It Sits in the Payments Stack
Learn where a payment orchestration layer fits in the payments stack and how it streamlines routing, fraud hooks, settlement visibility, and reporting.
BY FADIL ILERI · NEWS
Dubizzle Group Backs Takeem’s Rent Guarantee as UAE Landlord Defaults Climb
The classifieds group has taken a stake in rental-guarantee startup Takeem and made Bayut and dubizzle its exclusive portals, its second UAE rental-proptech bet in two months as landlord default risk climbs.
BY RUDRI MEHTA KACHHY · NEWS
Harvest Now, Decrypt Later: The Quantum Clock Financial Services Can’t Ignore
Financial institutions are being pushed to prepare for post-quantum encryption as long-life sensitive data becomes exposed to “harvest now, decrypt later” risks.
BY THE FINTECHLY EDITOR · NEWS
10 Blockchain Use Cases Reshaping Asia Pacific in 2026
GBBC’s 2026 handbook highlights Asia Pacific blockchain deployments across identity, settlement, tokenised assets, fraud intelligence and loyalty.
BY THE FINTECHLY EDITOR · NEWS
Programmable Payments Explained: What They Are and Why They’re Coming Back
Programmable payments explained: automate payouts with smart rules, faster rails, and strong audit trails—plus key compliance checks before launch.
BY FADIL ILERI · NEWS
Numi’s Leni Andronicos: “Nobody’s scared of AI. They’re scared of AI with no rules.”
Numi co-founder Leni Andronicos explains why the most valuable brand relationship in fintech might be the one a user never has to think about.
BY RUDRI MEHTA KACHHY · NEWS
UAE Investors Piled Into AI, Crypto Dip and Space Stocks in Q2, eToro Data Shows
Retail investors in the UAE broadened their exposure across the AI value chain, bought the dip on crypto-linked equities and backed commercial space stocks during the second quarter, according to new eToro data.
BY RUDRI MEHTA KACHHY · NEWS
Payment Orchestration Meaning: The Jargon-Free Definition for Execs
Payment orchestration meaning made simple: learn how orchestration routes, retries, and reports across providers to cut failures and boost acceptance.
BY FADIL ILERI · NEWS
KamelPay Launches AbsoluteCard, a Mastercard Corporate Card for UAE Firms
Excerpt: The platform combines a web portal, mobile app and Mastercard-powered corporate card to help finance teams manage expenses, virtual IBANs and new UAE compliance requirements.
BY RUDRI MEHTA KACHHY · NEWS
FCA Mills Review Puts AI Advice, Agents And Accountability Under The Spotlight
FCA’s Mills review says retail financial services are moving towards AI-enabled and delegated journeys, raising questions over advice, redress, Big Tech and supervision.
BY THE FINTECHLY EDITOR · NEWS
DDSC Dirham Stablecoin Gets Central Bank Approval for VARA Exchanges
The UAE dirham-backed stablecoin has received Central Bank approval to list on selected VARA-regulated exchange platforms, extending it beyond institutional use to everyday payments.
BY RUDRI MEHTA KACHHY · NEWS
BaaS Platform: What It Is, What It Includes, and What It Replaces
BaaS platform guide: learn what it includes, what it replaces, and what still needs your team for licensing, risk, compliance, and operations.
BY FADIL ILERI · NEWS
Pig Butchering Scams Move Billions, Southeast Asia Remains as Global Hub
Crypto scams topped $14billion in 2025, as pig butchering networks became more industrialised, AI-enabled and harder to disrupt.
BY THE FINTECHLY EDITOR · NEWS
Five Minutes With Viroshan Naicker, CEO of Refiant
Refiant CEO Viroshan Naicker says financial institutions need AI that can run locally, respond instantly and leave a clear audit trail, rather than relying solely on large cloud-based models.
BY THE FINTECHLY EDITOR · NEWS
Lower UK Faster Payments Barriers Put Liquidity Controls to the Test
Pay.UK is giving firms more control over the cash they set aside for Faster Payments, potentially widening direct access while increasing the need for accurate forecasting and real-time oversight.
BY THE FINTECHLY EDITOR · NEWS
‘Why Emerging Markets Produce Global Fintechs’: Endeavor’s Constanza Castro Feijóo
Endeavor’s Constanza Castro Feijóo on why emerging markets are producing fintech’s next global winners, what sets the strongest founders apart and where the next wave of growth will come from.
BY THE FINTECHLY EDITOR · NEWS
From Archiving to Action: How LeapXpert Will Use $180M Funding to Turn Governed Messaging Into a ‘Gold Mine’ of Intelligence
Following a $180 million growth round led by Riverwood Capital, LeapXpert co-founder and chief business officer Avi Pardo outlines why the company believes governed conversations on WhatsApp, iMessage and Signal are about to become one of the enterprise's most valuable data assets - and where AI fits in
BY THE FINTECHLY EDITOR · NEWS
Standard Chartered Becomes First G-SIB to Enable Institutional USDC Minting With Circle
Standard Chartered has launched a service letting institutional clients mint and redeem USDC through Circle, starting with clients in the DIFC.
BY RUDRI MEHTA KACHHY · NEWS
Risk Management for Sponsor Banks: Controls Regulators Expect
Risk management for sponsor banks: learn the controls regulators expect, from KYB and monitoring to audit trails, limits, partner oversight, and governance.
BY FADIL ILERI · NEWS
Perk opens Middle East office in ADGM, targets tripling UAE business travel spend by 2028
AI-native travel and spend management platform establishes regional headquarters in Abu Dhabi as it expands across the GCC
BY RUDRI MEHTA KACHHY · NEWS
Sponsor Banks Explained: Why BaaS Needs a Bank Partner
Sponsor banks power BaaS by providing the charter, payment rails, and risk oversight. Learn what they underwrite and how roles split with fintechs.
BY FADIL ILERI · NEWS
Fintech Funding Roundup: Deals From June 2026
June brought another wave of fintech funding, with major rounds spanning payments, mortgages, insurance, AI infrastructure and the emerging space economy.
BY POLLY JEAN HARRISON · NEWS
FCA Softens Crypto Rules as UK Sets Out Dual Stablecoin Supervision
FCA cuts stablecoin capital requirements and confirms UK authorisation opens 30 September 2026. Read how the dual FCA-BoE regime will work.
BY THE FINTECHLY EDITOR · NEWS
GCash Parent Mynt Files for Record Philippine IPO, Eyeing up to $1.5 billion
Mynt has filed for a Philippine Stock Exchange listing that could raise up to PHP 92.3 billion and become the country’s largest-ever IPO.
BY THE FINTECHLY EDITOR · NEWS
Adyen secures UAE RPS Category II licence to manage direct local settlements
CBUAE approval allows the payments company to process local settlements through its own infrastructure instead of third-party providers
BY RUDRI MEHTA KACHHY · NEWS
Core Banking Software vs Core Banking Platforms: What’s the Difference?
Learn the difference between core banking software and core banking platforms, and choose the right operating model for faster change and cleaner integration.
BY FADIL ILERI · NEWS
Expo City Dubai Partners with Emirates NBD to Offer Home Financing Across residential developments
Agreement covers ready homes and off plan projects as first residential handovers approach in late 2026
BY RUDRI MEHTA KACHHY · NEWS
Australian Fintech Bets on Southeast Asia Partnerships, Austrade Report Shows
Australian fintechs are finding their way into Southeast Asia by partnering with local banks, networks and government programmes rather than competing for customers directly.
BY THE FINTECHLY EDITOR · NEWS
Singapore’s PayNow Looks Abroad for Next Decade of Upgrades
Singapore is preparing to turn PayNow from a popular transfer service into a broader payments platform for consumers, businesses and government.
BY THE FINTECHLY EDITOR · NEWS
Core Banking System Explained: What It Is and Why It’s Changing
Core banking system explained: learn how it runs accounts, ledgers, and payments—and why modernization is accelerating with real-time, API-first cores.
BY FADIL ILERI · NEWS
DMCC, EAK Digital to bring BlockDown Dubai to Uptown Dubai in January 2027
Web3 conference expects up to 3,000 attendees as Dubai strengthens its position as a global hub for digital assets, AI and blockchain
BY RUDRI MEHTA KACHHY · NEWS
Teo Blidarus: How FintechOS Is Turning AI Investment Into Profitable Growth
Following two years of consolidation, FintechOS has reached profitability while increasing recurring revenue, with CEO Teo Blidarus pointing to the company’s use of AI, a revised US strategy and closer customer partnerships.
BY THE FINTECHLY EDITOR · NEWS
Embedded finance vs banking as a service: the difference, explained
Embedded finance vs BaaS explained: learn key differences, where they overlap, and how to choose the right model for UX, control, and compliance.
BY LAURA RINALDI · EXPLAINER
Agentic Commerce Could Reach 1.3bn Users, But Marketplaces Still Hold the Checkout
Juniper Research forecasts rapid growth in AI-led shopping, while separate consumer research suggests users want agents to find products but established platforms to handle payment and fulfilment.
BY THE FINTECHLY EDITOR · NEWS
Airwallex Targets Agent-Led Shopping With $320 Million Raise
Airwallex has reached an $11 billion valuation as it develops a wallet for agent-led purchases and software designed to automate company finance departments.
BY THE FINTECHLY EDITOR · NEWS
Binance Misses MiCA Deadline as EU Crypto Market Faces Licence Shake-Up
Binance will restrict EU services from 1 July after missing the MiCA deadline, as authorised rivals prepare to gain customers.
BY THE FINTECHLY EDITOR · NEWS
DFSA-Regulated Firms Rise 16% as DIFC Continues Expansion
New report shows growth across banking, fintech, capital markets and wealth management while AI adoption accelerates
BY RUDRI MEHTA KACHHY · NEWS
FinTech North at 10: Leeds Looks to Turn Momentum Into Scale
FinTech North returned to its original Leeds venue to celebrate a decade of growth and consider how the region can attract more investment, talent and expanding fintech businesses.
BY THE FINTECHLY EDITOR · NEWS
Cloud Core Banking: Benefits, Tradeoffs, and a Migration Checklist
Cloud core banking guide covering benefits, tradeoffs, and a migration checklist to reduce risk, manage data, and plan resilience and audit needs.
BY FADIL ILERI · NEWS
Kalipso: ‘Every AI-Generated Sentence Needs a Source’
Following a $3.2 million funding round, Kalipso co-founders Pierre Ferran and Virginia Debernardi share insight into how the company plans to grow its regulatory compliance platform and why AI-generated advice must always lead back to the law.
BY THE FINTECHLY EDITOR · NEWS
Digital Euro Clears Key Vote as Banks Face Up to €5.8 Billion in Costs
MEPs have backed a digital euro with free basic services and privacy safeguards, as Moody’s points to uncertain demand and high bank costs.
BY THE FINTECHLY EDITOR · NEWS
UK Payments Rebuild Takes Shape as Industry Warns Against Further Delay
Bank of England asks the UK payments industry how a new national system should support bank transfers, checkout payments and digital money.
BY THE FINTECHLY EDITOR · NEWS
UK Banks Prepare Live Pilot for Banking-App Identity Checks
Six major UK banking groups are preparing to test a voluntary digital verification service that would let customers use information held by their bank to prove details such as their name, age or address online.
BY THE FINTECHLY EDITOR · NEWS
IMAN Holdings Plans $100 Million Raise to Expand AI Islamic Banking Across GCC
Fintech firm targets regional growth as demand rises for digital, Shariah compliant financial services
BY RUDRI MEHTA KACHHY · NEWS
Investment Platforms Warn 22% Tax on ISA Cash Could Deter New Investors
eToro and Charles Stanley Direct say the UK’s new 22% charge on cash interest in Stocks and Shares ISAs could add complexity and deter cautious savers from investing.
BY THE FINTECHLY EDITOR · NEWS
SAIF Zone and NBF Partner to Expand Banking Services for Businesses and Investors
New agreement brings dedicated banking support, trade finance and funding solutions closer to companies operating in SAIF Zone
BY RUDRI MEHTA KACHHY · NEWS
Fuze and Halborn Partner to Strengthen Digital Asset Infrastructure for Financial Institutions
New collaboration combines regulated digital asset infrastructure with cybersecurity expertise as institutional adoption accelerates
BY RUDRI MEHTA KACHHY · NEWS
Wio Bank and ADX Launch Digital Share-Backed Lending UAE for Retail Investors
New Loan Against Investments service allows investors to access financing using ADX-listed shares without selling their holdings
BY RUDRI MEHTA KACHHY · NEWS
Core Banking API: How Modern Banks Expose Services Safely
Learn how a core banking API exposes account and payment services safely with entitlements, OAuth, mTLS, idempotency, and monitoring.
BY FADIL ILERI · NEWS
‘Will the Seventh Prime Minister Deliver Stability?’: UK Fintech Reacts to Starmer’s Exit
Fintech and payments leaders are seeking continuity on regulation and investment as Sir Keir Starmer’s resignation opens another period of political uncertainty.
BY THE FINTECHLY EDITOR · NEWS
Mashreq Launches Everyday Cashback Programme with Visa for UAE Cardholders
New digital rewards solution delivers personalised cashback through card-linked offers and in-app tracking
BY RUDRI MEHTA KACHHY · NEWS
US Tariff Volatility Pushes UK SMEs Towards Europe as FX and Cashflow Risks Grow
UK importers and exporters are reassessing where they trade as delayed payments, currency movements and higher operating costs place greater pressure on working capital.
BY THE FINTECHLY EDITOR · NEWS
NatWest Takes AI Ethics Training Across 60,000-Person Workforce
NatWest is rolling out an AI and data ethics accreditation across its workforce as AI tools become more widely used in banking operations.
BY THE FINTECHLY EDITOR · NEWS
Olaf Hannemann on UAE Fintech Investment Trends, AI-Native Startups and Fundraising in 2026
CV VC Co-Founder shares why identity infrastructure, compliance technology and specialised payments could become the next major fintech opportunities
BY RUDRI MEHTA KACHHY · NEWS
Dubizzle Invests in Tern to Enable UAE Credit Card Rent Payments and Rewards
Strategic investment integrates Tern's rental rewards platform into Dubizzle and Bayut, bringing flexible rent payments and loyalty benefits to UAE tenants.
BY RUDRI MEHTA KACHHY · NEWS
Bank of England Revises Stablecoin Rules as Industry Questions UK Competitiveness
The Bank of England has dropped proposed customer holding limits and relaxed its backing rules, but industry groups say the revised framework could still weaken the commercial case for sterling stablecoi
BY THE FINTECHLY EDITOR · NEWS
Core Banking Modernization: A Step-by-Step Playbook for 2026
Core banking modernization in 2026 made practical: follow a phased playbook with patterns, data migration steps, and KPIs to modernize safely.
BY FADIL ILERI · NEWS
How India’s UPI Expansion Turned a Payments App Into Foreign Policy
India’s UPI expansion is turning real-time payments into foreign policy as the country exports digital payment rails across APAC, Europe and the Gulf.
BY THE FINTECHLY EDITOR · NEWS
AI Agent Payments in Asia Are Taking Off, But Is the Region Ready?
AI agent payments in Asia are accelerating as Mastercard, Visa and regional banks test agentic commerce across digital wallets and payment rails.
BY THE FINTECHLY EDITOR · NEWS
Tencent Cloud, CNCBI Team Up For Cloud-First Banking Strategy
Tencent Cloud and CNCBI partner to rebuild core banking systems on the cloud and use AI across fraud detection, risk control and operations.
BY THE FINTECHLY EDITOR · NEWS
Web3’s Talent Shortage May Be a Hiring Problem
Bitget research suggests Web3 companies are overlooking educated candidates as junior roles demand experience and training struggles to produce job-ready skills.
BY THE FINTECHLY EDITOR · NEWS
When World Cup Fraud Looks Like a Good Customer
World Cup spending is testing fraud teams as genuine fans make expensive, hurried and unusual payments that can resemble criminal activity.
BY THE FINTECHLY EDITOR · NEWS
UK Plans Digital Property Packs To Speed Up Home Sales
The UK government plans to introduce digital property packs, identity checks and binding contracts to reduce delays and failed home sales.
BY THE FINTECHLY EDITOR · NEWS
ENBD Acquires RBL Bank India for $2.75 Billion
Dubai banking giant secures a 60% controlling stake in RBL Bank through one of the largest foreign investments in India's banking sector
BY RUDRI MEHTA KACHHY · NEWS
General Ledger System Explained: The Backbone of Finance Ops
Learn how a general ledger system captures transactions, connects sub-ledgers, speeds month-end close, and improves audit-ready financial reporting.
BY FADIL ILERI · NEWS
Payful Links Virtual Visa Cards to Settlement Accounts With BPC
Payful launches six virtual Visa charge cards in Hong Kong through BPC’s SmartVista platform, giving merchants direct access to settlement funds.
BY THE FINTECHLY EDITOR · NEWS
du Launches AI-Powered SME Platform with Peko to Simplify Compliance and Business Operations
New AI-driven solution helps UAE SMEs manage accounting, payroll, tax filing, invoicing, and regulatory requirements from a single platform
BY RUDRI MEHTA KACHHY · NEWS
Alaan Launches Embedded Business Account in UAE Through Partnership with ruya
New embedded finance solution combines banking, payments, corporate cards, and accounting into a single platform for UAE businesses.
BY RUDRI MEHTA KACHHY · NEWS
Ledger System vs Core Banking Ledger: What’s the Difference?
Learn the difference between a ledger system, core banking ledger, GL, and sub-ledgers to avoid reporting errors and reconcile balances confidently.
BY FADIL ILERI · NEWS
Five Minutes With…. Gabriella Sahlman, co-founder at Fuels Capital
Fuels Capital co-founder Gabriella Sahlman discusses Europe’s mid-market financing gap, the potential of asset-backed lending and growing pressure across private credit.
BY THE FINTECHLY EDITOR · NEWS
Revolut Secures SVF and RPS Category II Licenses from the CBUAE
Global fintech completes regulatory licensing process and moves closer to launching its digital financial platform in the UAE
BY RUDRI MEHTA KACHHY · NEWS
Franklin Templeton UAE Expands Presence with New Abu Dhabi CMA Licence
Global asset manager strengthens its footprint across all three UAE financial jurisdictions, reinforcing long-term commitment to the region
BY RUDRI MEHTA KACHHY · NEWS
Ledger System Design: Principles for Accuracy, Auditability, and Scale
Ledger system design principles for fintech: build accurate, auditable ledgers with double-entry, idempotency, reconciliation, and scale-ready patterns.
BY FADIL ILERI · NEWS
European Central Banks Link Three Currencies for Instant Payments
European payment providers can now settle instant payments between the euro, Danish krone and Swedish krona through connected central bank systems
BY THE FINTECHLY EDITOR · NEWS
Redpin Secures DFSA Approval to Advance UAE Property Payments Expansion
Property payments platform moves closer to launching digital transaction infrastructure for developers and international investors across the UAE
BY RUDRI MEHTA KACHHY · NEWS
System of Record: Meaning, Examples, and Why It Matters in Fintech
Define a system of record in fintech with clear examples, plus proven ways to prevent balance conflicts, customer data drift, and audit errors.
BY FADIL ILERI · NEWS
BHM Capital Activates ADX Managed Services Integration to Enhance Digital Investor Experience
New integration strengthens operational connectivity, accelerates transaction processing, and advances digital transformation across UAE capital markets
BY RUDRI MEHTA KACHHY · NEWS
China-Nexus Cyber Threats Hit Banks in 36 Countries, Asia is Its Prime Target
CrowdStrike names five China-linked groups targeting 340 financial firms, with Asia as the top target. Read the report findings.
BY THE FINTECHLY EDITOR · NEWS
Agentic AI in Banking: Capturing the Opportunity While Managing the Risks
Explore how agentic AI in banking can improve fraud detection, customer service and efficiency while introducing new governance, data and security risks.
BY THE FINTECHLY EDITOR · NEWS
Johor Leads APAC Data Centre Growth as AI Reshapes Regional Demand
Johor leads Asia Pacific data centre growth as AI demand, neocloud expansion and power constraints reshape investment across the region.
BY THE FINTECHLY EDITOR · NEWS
‘Celebrating Family Remittances While Extracting $41 Billion From Them’
Dilip Ratha explains why remittance fees remain high, how correspondent banking withdrawals affect access and where regulated stablecoin infrastructure could fit.
BY THE FINTECHLY EDITOR · NEWS
EBANX: ‘Pix Automático Is an Acquisition Tool’
One year after launch, Pix Automático is helping digital platforms reach Brazilian consumers who previously had limited access to recurring payments.
BY THE FINTECHLY EDITOR · NEWS
Tech Platforms Face Pressure As UK Fraud Losses Hit £1.28 Billion
Social media platforms and telecoms providers are facing renewed calls to stop fraud closer to its source after UK payment fraud losses rose to £1.28 billion in 2025.
BY THE FINTECHLY EDITOR · NEWS
Finance House Launches Dhabi Bank in ADGM
Finance House Group unveils its first full-fledged banking institution in Abu Dhabi Global Market with a focus on borderless banking and digital financial services
BY RUDRI MEHTA KACHHY · NEWS
SpaceX Debut Puts Retail Demand and Pre-IPO Trading Signals in Focus
SpaceX’s Nasdaq debut has put retail investor demand in focus, with payments and digital asset data showing activity building before shares trade.
BY THE FINTECHLY EDITOR · NEWS
Barclays Targets Family Banking Growth with GoHenry Deal
Barclays has agreed to acquire GoHenry’s UK business from Acorns, as it looks to build out its youth and family banking offer in the UK.
BY THE FINTECHLY EDITOR · NEWS
System of Record vs Source of Truth: How to Avoid Data Conflicts
Learn source of truth vs system of record, map field ownership, and enforce single write paths to stop data conflicts across your fintech stack.
BY FADIL ILERI · NEWS
Australian Investors Want Innovation But Face Funding Barriers
New research points to strong demand for innovation-led assets in Australia, with information gaps, perceived risk and capital constraints limiting how much capital reaches emerging businesses
BY THE FINTECHLY EDITOR · NEWS
Visa and Mastercard Push Agentic Commerce Further Into Payments as Trust Gap Emerges
Payment networks Visa and Mastercard are preparing for AI-led shopping, but trust, control and liability remain unresolved.
BY THE FINTECHLY EDITOR · NEWS
Ownership Data Gaps Are Slowing the Fight Against Cross-Border Financial Crime
A new global report says beneficial ownership registers need better cross-border links to help banks, regulators and law enforcement trace hidden ownership structures.
BY THE FINTECHLY EDITOR · NEWS
What Is a System of Record? A Practical Guide for Product Teams
What is a system of record? Learn how product teams define a source of truth with ownership, write controls, audit trails, and safe change management.
BY FADIL ILERI · NEWS
RAKEZ and MBRIF Partner to Expand UAE Startup Funding and Innovation Support
Strategic collaboration aims to connect startups and growth-stage businesses with funding, mentorship, and innovation programmes across the UAE.
BY RUDRI MEHTA KACHHY · NEWS
Blue Owl Capital Opens ADGM Office to Target Middle East Growth
Alternative Asset Manager Establishes Regional Headquarters in Abu Dhabi to Deepen Institutional Investor Relationships
BY RUDRI MEHTA KACHHY · NEWS
dLocal: Emerging Market BNPL Is About Access, Not Checkout Optimisation
dLocal has expanded BNPL Fuse as global merchants look beyond cards to reach buyers in emerging markets.
BY THE FINTECHLY EDITOR · NEWS
Integra Selects SettleMint for Real Estate Tokenisation UAE and US Expansion
Partnership Aims to Accelerate Compliant Digital Property Infrastructure Across Two Key Markets
BY RUDRI MEHTA KACHHY · NEWS
SDB Wallet Launches Digital Wallet App with Multi-Currency Accounts
The new digital wallet platform combines multi-currency accounts, international transfers, instant Mastercard cards, and digital-asset deposits into a single mobile application.
BY RUDRI MEHTA KACHHY · NEWS
B2B Payment Processing Explained: What Happens After You Click “Pay Invoice”
B2B payment processing explained: learn what happens after Pay Invoice and how to improve remittance data, status tracking, and reconciliation.
BY FADIL ILERI · NEWS
Vault22 Expands AI Digital Wealth Platform in the UAE
The wealthtech platform introduces AI-powered financial guidance, Shariah-compliant portfolios, and integrated money management tools to UAE investors.
BY RUDRI MEHTA KACHHY · NEWS
‘Most Organisations Can’t Answer the Questions Tech Sovereignty Will Ask’
Bizzdesign’s Nick Reed says Europe’s push for digital autonomy will force enterprises to understand where their applications, data, suppliers and cloud dependencies really sit.
BY THE FINTECHLY EDITOR · NEWS
B2B Payment Automation: How Finance Teams Remove Manual Work (and Errors)
B2B payment automation helps finance teams eliminate manual work, cut errors, and speed AP, AR, and reconciliation with measurable ROI.
BY FADIL ILERI · NEWS
UK Warned It Cannot Build Growth Companies Without Investment Reform
MPs have warned that the UK’s growth ambitions are being held back by a failure to connect domestic savings, pension capital and private investment with the businesses trying to scale.
BY THE FINTECHLY EDITOR · NEWS
Wio Bank Geidea Partnership Brings Digital Banking and SME Financing Closer to UAE SMEs
The Wio Bank Geidea partnership takes another significant step by bringing digital banking and financing services closer to small and medium-sized enterprises (SMEs).
BY RUDRI MEHTA KACHHY · NEWS
Cross-Border Payments Still Lag as Domestic Rails Move Ahead: Thunes Research
New interoperability index finds delays, unclear costs and disconnected payment systems still affect international transfers, even as mobile wallets gain ground.
BY THE FINTECHLY EDITOR · NEWS
US Banks Want On-Chain Money, But On Banking Terms
The Clearing House and a group of major banks are developing infrastructure for tokenised commercial bank money, as banks look to bring on-chain payments into regulated settlement frameworks.
BY THE FINTECHLY EDITOR · NEWS
‘Unsafe and Unscalable Workarounds’: CFIT and Project Nemo Take Aim at Supported Payments Gap
CFIT launches Financial Inclusion Coalition with Project Nemo to develop safer supported payment options for people who need help managing money while maintaining independence.
BY THE FINTECHLY EDITOR · NEWS
The Secondary Market Reboot – How Smart Digital Assets are Rewriting the Rules of Trading Liquidity
The technology is ready, but are the institutions? Why the future of capital mobility depends on modernizing the rails beneath traditional exchanges.
BY RUDRI MEHTA KACHHY · NEWS
B2B Payment Methods: Cards vs ACH vs Wires vs Real-Time Rails
Compare B2B payment methods—cards, ACH, wires, and real-time rails—to cut fees, pay suppliers faster, improve reconciliation, and reduce fraud risk.
BY FADIL ILERI · NEWS
UK Risks Falling Behind on Stablecoin Regulation, Lords Warn
A Lords report says unclear and cautious UK stablecoin rules could hold back the growth of sterling-backed digital money.
BY THE FINTECHLY EDITOR · NEWS
du Ventures Launches $50M Fund to Back UAE Fintech, AI and Cybersecurity Startups
Managed by Shorooq, du Ventures aims to accelerate startup growth by combining capital, infrastructure, and enterprise market access across the UAE.
BY RUDRI MEHTA KACHHY · NEWS
Allied World DIFC Expansion: Global Insurer Opens Regional Office in Dubai
New Dubai office strengthens Allied World’s Middle East presence as DIFC continues to attract leading global insurance and reinsurance firms.
BY RUDRI MEHTA KACHHY · NEWS
B2B Payment Solutions: What Modern Platforms Offer in 2026
Explore modern B2B payment solutions in 2026: approvals, virtual cards, FX, ERP integrations, and reconciliation—plus a practical vendor comparison checklist.
BY FADIL ILERI · NEWS
Money20/20 Europe 2026 Day One: Updates and Launches from Amsterdam
Money20/20 Europe 2026 opened with launches across AI, stablecoins, payments infrastructure and cross-border finance.
BY THE FINTECHLY EDITOR · NEWS
UKPI Launch Gives Pay by Bank Momentum, but Industry Says Execution Is the Test
Industry reaction to UKPI’s launch suggests commercial VRPs have momentum, but adoption, trust and infrastructure resilience remain the real test.
BY THE FINTECHLY EDITOR · NEWS
MGX Invests in Anthropic as AI Firm Raises $65 Billion and Reaches $965 Billion Valuation
Abu Dhabi-backed MGX joins Anthropic’s landmark funding round as the AI company accelerates enterprise adoption, global expansion, and IPO preparations.
BY RUDRI MEHTA KACHHY · NEWS
BIN Sponsorship Needs More Than Fast Market Access, RS2 Says
RS2 says BIN sponsorship is moving from fast market access towards a fuller operating model built around governance, processing and scale
BY THE FINTECHLY EDITOR · NEWS
BR-DGE: ‘The World Cup Will Be a Payments Test Before It Is a Betting Peak’
BR-DGE says the 2026 World Cup will test betting payment systems before, during and after matches, across the full tournament.
BY THE FINTECHLY EDITOR · NEWS
etisalat and (e&) Sells 12.5% Stake in Careem to Uber for $100 Million
The transaction strengthens Uber's position in Careem while allowing e& to maintain significant exposure to the UAE-based technology platform's future growth.
BY RUDRI MEHTA KACHHY · NEWS
B2B Payment Security: Controls That Actually Reduce Fraud
Reduce B2B payment fraud with proven controls: independent verification, dual approvals, secure beneficiary management, limits, and pre-release monitoring.
BY FADIL ILERI · NEWS
Tabadul Platform Connects Amman and Abu Dhabi Stock Exchanges to Expand Regional Investment Opportunities
The new electronic bridge between ASE and ADX aims to expand investor access, improve liquidity, and strengthen Arab capital market integration.
BY RUDRI MEHTA KACHHY · NEWS
Invest in Sharjah (FDI Office) and PWC Boost Investment Amid Global Economic Shifts
Public and private sector leaders identify new growth opportunities as Sharjah records strong FDI, logistics, and real estate performance.
BY RUDRI MEHTA KACHHY · NEWS
Fintech’s $500 Billion Recovery Comes With a Catch
BCG and FT Partners say global fintech revenues passed $500 billion in 2025, but funding is flowing more selectively towards scaled, profitable and AI-enabled firms.
BY THE FINTECHLY EDITOR · NEWS
Five Minutes With…. Tom Lamb, Head of UK at Aria
Aria’s UK head Tom Lamb discusses late payments, embedded finance and why better B2B payment infrastructure could do more for small business cash flow than regulation alone.
BY THE FINTECHLY EDITOR · NEWS
Financial Institutions Face an Adverse Media Screening Gap
Ripjar research shows financial institutions increasingly treat adverse media screening as a core financial crime control, but manual searches and fragmented systems remain common.
BY THE FINTECHLY EDITOR · NEWS
What Every UAE Fintech Should Know About the UAE Stablecoin Framework
The UAE has emerged as one of the world's most proactive jurisdictions in regulating digital assets and financial innovation.
BY RUDRI MEHTA KACHHY · NEWS
New Horizons Expands to 27 Global Markets – Strengthening Global Opportunities for Dubai Businesses
Dubai Chamber of Commerce expands its international market access programme across Asia and Africa as member exports and global business engagement continue to grow.
BY RUDRI MEHTA KACHHY · NEWS
Mastercard Launches Lighthouse Programme in UAE for AI and Fintech Startups
The accelerator programme will connect emerging AI and fintech startups with financial institutions to drive innovation, commercialisation, and ecosystem growth.
BY RUDRI MEHTA KACHHY · NEWS
UAE and Austria Explore New Trade and Investment Partnerships
New economic dialogue platform and investment initiatives aim to deepen bilateral trade, innovation, and private-sector collaboration.
BY RUDRI MEHTA KACHHY · NEWS
Dubai Maritime City Inaugurates AED160 Million Maritime Business Centre 2
The new Grade A commercial tower expands office capacity within Dubai Maritime City, with 78% of space leased before opening.
BY RUDRI MEHTA KACHHY · NEWS
Fintech Funding Roundup: Deals Across May 2026
May saw fintech investors back larger rounds across prediction markets, issuer processing, payment orchestration, AI finance infrastructure, compliance operations, stablecoin payments and private markets technology.
BY THE FINTECHLY EDITOR · NEWS
Zand and DWTC Free Zone Partner to Expand Digital Banking Access
The partnership aims to streamline banking access and support digital transformation for companies operating within the DWTC Free Zone.
BY RUDRI MEHTA KACHHY · NEWS
United Texas Bank Wants to Be the Regulated Bridge Between Crypto and US Banking
United Texas Bank has secured conditional OCC approval to become a national bank, positioning it as a federally supervised banking partner for stablecoin issuers, digital asset firms and correspondent banking clients.
BY THE FINTECHLY EDITOR · NEWS
Project Agorá Moves Tokenised Cross-Border Payments Towards Real-Value Testing
Project Agorá will move into further testing after its prototype showed tokenised central bank reserves and commercial bank deposits can support atomic settlement across currencies and jurisdictions.
BY THE FINTECHLY EDITOR · NEWS
Cross Border Payment Solutions: How to Choose the Right Model
Choose the right cross border payment solutions model with a scorecard for costs, FX, settlement speed, compliance, and corridor coverage across providers.
BY FADIL ILERI · NEWS
Card Businesses Are Data-Rich but Insight-Poor, Says Enfuce
Enfuce has launched a managed analytics service for card programmes, as payments firms look for faster ways to turn transaction, fraud and operational data into usable insight.
BY THE FINTECHLY EDITOR · NEWS
Bitget Pushes Further Into Tokenised TradFi With Reality Platform
Bitget has launched Reality, a platform for tokenised US stocks and ETFs, as the exchange extends its push beyond crypto trading into traditional market-linked assets.
BY THE FINTECHLY EDITOR · NEWS
Nayax Brings PIN Payments to UK Self-Service Commerce as Market Moves Upmarket
The UK launch of Nayax’s VPOS Media 4 reflects growing demand for unattended payment terminals that can support higher-value transactions, stronger authentication and remote estate management.
BY THE FINTECHLY EDITOR · NEWS
The AML Readiness Gap: Firms Say They’re Confident, but Policies Tell Another Story
Research from VinciWorks suggests a gap between compliance confidence and practical preparation, with crypto exposure emerging as one of the clearest weak spots.
BY THE FINTECHLY EDITOR · NEWS
Five Minutes With…. Lisa Lewison at AWS
Fintechly speaks to AWS’s Lisa Lewison about bank modernisation, cloud migration, partner ecosystems and what AI means for cloud strategy.
BY THE FINTECHLY EDITOR · NEWS
Digital Wallets Emerge as the New Trust Test for Online Marketplaces
G2A and Juniper Research say consumer trust in online marketplaces is increasingly tied to payment choice, security expectations and control over emerging AI-led shopping experiences.
BY THE FINTECHLY EDITOR · NEWS
Qashio and NEXA AI Lab Launch Partnership to Automate Finance Workflows in the UAE
The partnership aims to accelerate AI adoption across UAE finance teams through AI-powered automation and smarter financial operations.
BY RUDRI MEHTA KACHHY · NEWS
Alipay Pushes AI Payments Beyond the Demo Stage
Alipay launches AI Wallet and Token Pay as it looks to build payment controls, user oversight and monetisation tools into agent-led commerce.
BY THE FINTECHLY EDITOR · NEWS
UAE Cyber Security Council Partners with QuantumGate to Launch Crypto Discovery Tool
The Abu Dhabi-developed platform will support the UAE’s transition toward quantum-safe cybersecurity and post-quantum cryptography readiness.
BY RUDRI MEHTA KACHHY · NEWS
Cross Border Payment Processing: The Steps, the Delays, and the Fees
Cross border payment processing explained: see the steps, why delays happen, where fees hide, and how modern rails cut time and cost.
BY FADIL ILERI · NEWS
Cross Border Payment vs International Wire: What’s the Difference?
Cross border payment vs international wire: learn the key differences in speed, fees, FX, and tracking so you can choose the right rail for each use case.
BY FADIL ILERI · NEWS
Trump Fintech Order Puts Non-Bank Access to Fed Payment Rails Back in Focus
Trump’s fintech order has put non-bank access to US payment rails back in focus, with regulators asked to review how fintech firms fit into core infrastructure.
BY THE FINTECHLY EDITOR · NEWS
Fintech Groups Push Back as Tennessee Taxes Overseas Money Transfers
Tennessee has introduced a tax on overseas money transfers, drawing fintech industry criticism as US remittance rules become more complicated.
BY THE FINTECHLY EDITOR · NEWS
Zopa Moves First Among UK Banks as FCA Advice Gap Reforms Begin
Zopa has become the first UK bank approved for targeted support, as the FCA’s new advice-gap regime moves from policy into live banking products.
BY THE FINTECHLY EDITOR · NEWS
Cantor Receives ADGM Approval for Regulated Financial Activities in Abu Dhabi
The approval strengthens Cantor’s Middle East expansion strategy as global financial institutions deepen their presence in Abu Dhabi.
BY THE FINTECHLY EDITOR · NEWS
Visa Launches Agent Readiness Program in UAE to Advance AI Commerce
The initiative will help UAE financial institutions prepare for AI agent-led digital payments and next-generation commerce experiences.
BY THE FINTECHLY EDITOR · NEWS
Lianlian Secures DFSA License to Expand Cross-Border Payments from DIFC
Lianlian secures a DFSA payment services license to expand regulated cross-border payments and settlement services from DIFC across the Middle East.
BY THE FINTECHLY EDITOR · NEWS
ADGM Sees 57% AUM Growth as Active Licenses Exceed 13,350 in Q1 2026
ADGM reports 57% AUM growth in Q1 2026 as active licenses surpass 13,350, reinforcing Abu Dhabi’s rise as a global financial hub.
BY THE FINTECHLY EDITOR · NEWS
Stalkerware and Doxing Services Expose Gaps in Tech-Enabled Abuse Awareness
Kaspersky research finds that nearly half of adults experienced tech-enabled abuse in the past year, while awareness of the term remains low.
BY THE FINTECHLY EDITOR · NEWS
Cross Border Payment Services for SMEs: A Practical Comparison Framework
Compare cross border payment services for SMEs with a simple 5-part framework on speed, FX spread, transparency, disputes, and compliance support.
BY FADIL ILERI · NEWS
Revolut Crypto Card Puts Digital Asset Spending Into Physical Payments
Revolut has launched its first physical crypto debit card in Europe, with analysts saying the move brings crypto spending into a more familiar payments format.
BY THE FINTECHLY EDITOR · NEWS
SME Finance Moves Beyond Banking as Tax, Payments, Credit and AI Tools Converge
Recent launches from Lloyds, Starling, Menna and PayPal show financial services providers adding more digital tools around small business tax, payments, credit visibility and AI adoption.
BY THE FINTECHLY EDITOR · NEWS
Financial Crime Failures Could Drive Customers Away From Banks and Fintechs: Report
ThetaRay finds 88% of UK customers would switch banks after an AML failure. Read the Banking & Fintech Trust Report 2026 findings.
BY THE FINTECHLY EDITOR · NEWS
Standard Chartered Job Cuts Highlight AI’s Growing Role in Bank Productivity Plans
Standard Chartered plans to reduce corporate function roles by more than 15% by 2030 as AI becomes more central to banking productivity plans.
BY THE FINTECHLY EDITOR · NEWS
Mal Secures CBUAE In-Principle Approval to Launch AI-Native Islamic Digital Bank in UAE
Mal secures CBUAE in-principle approval to launch an AI-native Islamic digital bank in the UAE, backed by a $230m seed funding round.
BY THE FINTECHLY EDITOR · NEWS
Deem Finance and Yusr Automotive BNPL UAE Partnership to Expand Embedded Finance
Deem Finance and Yusr partner to launch automotive BNPL in the UAE, combining regulated finance infrastructure with embedded fintech solutions.
BY THE FINTECHLY EDITOR · NEWS
Fintechly’s Five Minutes With…Jacob Bennett, CEO of Crux Analytics
Crux Analytics co-founder and CEO Jacob Bennett discusses relationship-led small business banking, the role of AI and how banks can scale customer engagement without losing the human element.
BY THE FINTECHLY EDITOR · NEWS
Fund Managers Fuel ADGM Growth as Licences Pass 13,000
ADGM’s latest quarterly figures show continued growth across Abu Dhabi’s financial services ecosystem.
BY THE FINTECHLY EDITOR · NEWS
Jobs2030 Expands as UK Fintechs Turn GenAI Training into Workforce Priority
Zopa Bank and ClearScore have expanded Jobs2030 with 22 organisations and a GenAI curriculum to support AI skills training across UK financial services.
BY THE FINTECHLY EDITOR · NEWS
SWIFT Payment System Explained: What SWIFT Does (and Doesn’t Do)
SWIFT payment system explained: learn how SWIFT messages payment instructions, why it doesn’t move money, and what affects settlement, tracking, and delays.
BY FADIL ILERI · NEWS
Track SWIFT Payment Online: The Data Fields That Actually Matter
Track SWIFT payment online faster with a trace pack of UETR, Field 20, BICs, value date, charges, and party data to cut investigation time.
BY FADIL ILERI · NEWS
Bank of England Reconsiders Stablecoin Caps After Industry Pushback
Industry figures have responded to reports that the Bank of England is reconsidering proposed stablecoin holding caps and reserve requirements.
BY THE FINTECHLY EDITOR · NEWS
Klarna Posts Profit After Listing as Google Deal Widens AI Checkout Ambitions
Klarna has posted its first profit since NYSE listing as revenue hit $1 billion and Google expanded its checkout reach.
BY THE FINTECHLY EDITOR · NEWS
Elliptic’s $120 Million Funding Round Highlights Compliance Demands Behind On-Chain Finance
Elliptic has secured $120 million in Series D funding as digital asset compliance demands grow around stablecoins, tokenised assets and on-chain settlement.
BY THE FINTECHLY EDITOR · NEWS
King’s Speech Puts Payments Regulation, Digital ID and Cyber Resilience on UK Fintech Agenda
The 2026 King’s Speech sets out reforms affecting UK fintech, payments and digital finance, from PSR consolidation and digital ID to cyber resilience and late payment protections.
BY THE FINTECHLY EDITOR · NEWS
Fintechly’s Five Minutes With… Mouloukou Sanoh, CEO, MANSA
MANSA CEO Mouloukou Sanoh discusses prefunding, stablecoin settlement and why local currency liquidity is key to improving cross-border payments.
BY THE FINTECHLY EDITOR · NEWS
Australia’s CGT Reforms Spark Fintech Warning Over Startup Investment
Australia’s proposed CGT reforms have prompted fintech warnings over startup funding, employee equity incentives and early-stage investment.
BY THE FINTECHLY EDITOR · NEWS
What We Learned at Temenos Community Forum 2026 in Copenhagen
Temenos Community Forum 2026 explored how banks can modernise core systems, adopt AI and maintain trust as technology demands grow.
BY THE FINTECHLY EDITOR · NEWS
SWIFT Payment Tracking: How to Track a SWIFT Payment End-to-End
Track SWIFT payments end-to-end with UETR or MT103, key status checkpoints, and the top reasons swift payment tracking updates stall.
BY FADIL ILERI · NEWS
‘A Ban Does Not Change Behaviour’: LeapXpert CEO on the UAE’s WhatsApp Banking Crackdown
Fintechly speaks to LeapXpert CEO and founder Dima Gutzeit about the UAE Central Bank’s WhatsApp restrictions and what they mean for financial communication governance.
BY THE FINTECHLY EDITOR · NEWS
Bitcoin at Hormuz Is About Infrastructure, Not Experiment, Says Nephos
Nephos CEO Joe David explains why Bitcoin use at the Strait of Hormuz, 20% of global oil flow, reflects sanctions-driven necessity. Read the interview.
BY THE FINTECHLY EDITOR · NEWS
SWIFT Payment Tracker: What It Is and What Information You Need
Use a SWIFT payment tracker to trace delayed transfers. Learn which IDs banks need, like UETR or MT103, and what to ask to release funds fast.
BY FADIL ILERI · NEWS
What the UAE’s 70% AI Adoption Rate Says About the Global AI Divide
Microsoft’s latest AI Diffusion Report puts the UAE at the top of global AI adoption, while showing a widening gap between higher-income and lower-income regions.
BY THE FINTECHLY EDITOR · NEWS
The £5 Billion Fraud Question: Can Reusable Digital ID Close the Gaps in UK Finance?
City of London Corporation is seeking tech firm input on a reusable digital ID system that could help cut fraud and deliver nearly £5 billion in benefits.
BY THE FINTECHLY EDITOR · NEWS
“Open Finance Infrastructure Is Not Being Used Fully”
Daniel Ruhman, CEO of Cumbuca, shares his insights on Brazil’s open finance ecosystem, why company adoption remains low, and what developer access means for businesses building in the market.
BY THE FINTECHLY EDITOR · NEWS
Payments Firms Face Infrastructure Test as AI Speeds Up Cyber Threats
IMF warns AI-powered cyberattacks could outpace payments firms' defences. Read how DECTA's CEO says resilience must be built in.
BY THE FINTECHLY EDITOR · NEWS
Money Movement Services: A Practical Guide for Fintech Product Teams
Money movement services for fintech teams: learn the core stack, build vs buy choices, MVP staging, and how to scale routing, risk, and reconciliation.
BY FADIL ILERI · NEWS
ADIB Becomes First UAE Bank Broker on ADX’s Tabadul Platform
ADIB has joined ADX’s Tabadul platform, giving ADIB Securities clients broader cross-border access to regional and emerging markets through a single trading platform.
BY THE FINTECHLY EDITOR · NEWS
Movement of Money Between Accounts: ACH vs Wire vs Card vs RTP
Compare ACH, wire, card rails, and RTP for movement of money between accounts—learn the best option for speed, cost, finality, and risk.
BY FADIL ILERI · NEWS
National Payments Infrastructure: What Brazil Got Right Beyond the Technology
Young Pham, chief strategy officer at CI&T, talks to Fintechly about Brazil’s PIX rollout, the design choices behind its rapid adoption, and what the UK can learn from real-time payments at national scale.
BY CLAIRE SMITH · NEWS
Fintech Funding Roundup: Deals Across April 2026
Rogo raised $160M and Ebury landed £550M as April 2026 backed infrastructure, payments and SME finance deals. See every round.
BY CLAIRE SMITH · NEWS
SEC Registration: When a Fintech Crosses Into ‘Securities’ Territory
Avoid surprises: learn when securities and exchange commission registration applies to fintech features like trading, advice, yield, or tokens.
BY FADIL ILERI · NEWS
SEC filings explained: the forms fintech investors see (10-K, S-1, 8-K) and why
Learn how an AI copilot in finance speeds analysis, drafts narratives, and improves decisions with guardrails—plus impact on SEC filings and compliance.
BY FADIL ILERI · NEWS
SEC Enforcement in Fintech and Crypto: How Cases Happen and What to Learn From Them
Learn how securities and exchange commission enforcement cases unfold in fintech and crypto, and reduce risk with stronger disclosures, custody, and governance.
BY FADIL ILERI · NEWS
SEC complaints: how to report suspected investment fraud (and what happens next)
Learn what an AI copilot in finance does, key use cases, and governance steps to deploy safely and avoid a securities and exchange commission complaint.
BY FADIL ILERI · NEWS
Banks Face Youth Finance Gap as Money Habits Go Digital Earlier
Only 3% of young people would ask a bank first for advice, Edinburgh Futures Institute research finds. See what's driving the gap.
BY THE FINTECHLY EDITOR · NEWS
Fintechs Take Bigger Share of New US Banking and Investment Accounts
JD Power data shows digital finance brands gaining ground in banking and DIY investing, while incumbents retain an edge in wealthier segments.
BY CLAIRE SMITH · NEWS
Lloyds Builds AI Agent Platform as Governance Push Deepens
Envoy is designed to help Lloyds teams build, reuse and monitor AI agents across the group, as the bank expands its responsible AI capability.
BY THE FINTECHLY EDITOR · NEWS
FinCEN Form 114 (FBAR): a fintech founder’s guide to the basics
Learn what an AI copilot in finance does, from faster reporting to stronger controls, plus governance risks and a roadmap to deploy it responsibly.
BY FADIL ILERI · NEWS
Tokenised US Treasuries Take on Collateral Role in Institutional Trading
OKX, BlackRock and Standard Chartered’s framework moves tokenised treasuries deeper into trading collateral and post-trade infrastructure.
BY THE FINTECHLY EDITOR · NEWS
What Is an AI Copilot in Finance?
Learn what an AI copilot in finance does, key use cases, benefits, and governance essentials—plus links to the fincen whistleblower program.
BY FADIL ILERI · NEWS
OpenAI Pushes Into AWS as Microsoft Ties Loosen
OpenAI’s move onto Amazon Bedrock gives AWS customers access to its models, Codex and managed agents, as Microsoft’s partnership becomes less exclusive.
BY THE FINTECHLY EDITOR · NEWS
Stablecoins Move Into Corporate Payments as Banks Weigh Their Role
Stablecoins are moving deeper into corporate finance, as a $5 trillion B2B forecast sharpens the focus on cross-border settlement.
BY THE FINTECHLY EDITOR · NEWS
Top RegTech companies to watch: the platforms automating compliance end-to-end
Learn what an AI copilot in finance does, how it differs from chatbots, and key risks. A must-read for reg tech companies deploying copilots.
BY FADIL ILERI · NEWS
Can Banks Use Autonomous AI Under Current Regulations?
Learn what an AI copilot in finance does, how it differs from chatbots, and how to deploy it safely with ai regulation banking controls.
BY FADIL ILERI · NEWS
ECB Lays Groundwork for Digital Euro Payment Acceptance
The central bank’s latest move could make future digital euro payments easier to adopt across Europe.
BY THE FINTECHLY EDITOR · NEWS
Finfluencers Face Global Crackdown as Regulators Target Illegal Financial Promotions
Regulators across 17 jurisdictions are taking coordinated action against unlawful financial promotions on social media.
BY THE FINTECHLY EDITOR · NEWS
Best RegTech solutions in 2026: a buyer’s checklist for AML, KYC and reporting
A practical AML, KYC and reporting buyer's checklist covering data access, copilot capabilities and where to start. Read the guide.
BY FADIL ILERI · NEWS
FCA authorisation: the two types of permissions fintechs should understand
Learn what an AI copilot in finance is, how it differs from chatbots and agents, and key use cases, benefits, and governance controls.
BY FADIL ILERI · NEWS
From Audit to Payments, Agentic AI Rolls Out Faster Than the Governance Around It
As agentic AI moves into payments, audit and customer-facing systems, questions remain over oversight, intent and recovery.
BY THE FINTECHLY EDITOR · NEWS
FCA Consumer Duty explained for fintechs: outcomes, timelines and practical steps
Learn what an AI copilot in finance does, key use cases, and governance tips to stay compliant with fca consumer duty while speeding decisions.
BY FADIL ILERI · NEWS
Stablecoins, Open Banking and AI Payments Move up the UK Agenda at IFGS
HM Treasury plans a unified payments rulebook and the FCA names eight AI Live Testing firms. Read what IFGS 2026 revealed.
BY THE FINTECHLY EDITOR · NEWS
The UK Crypto Regime Moves from Roadmap to Readiness
New FCA crypto guidance sharpens the UK perimeter and raises bigger questions for custody, stablecoins, staking and market access
BY THE FINTECHLY EDITOR · NEWS
Claude Mythos Shifts the Banking AI Debate from Innovation to Infrastructure
The concern around Mythos sits less in the model itself than in what it reveals about legacy systems, third-party dependencies and how quickly financial firms can respond.
BY THE FINTECHLY EDITOR · NEWS
FCA Consumer Duty guidance: what it means for onboarding, pricing and complaints
Learn what an AI copilot in finance does day to day, key use cases, risks, and governance controls—plus fca consumer duty guidance for safe adoption.
BY FADIL ILERI · NEWS
FCA authorisation checklist: what your application needs before you hit submit
Learn what an AI copilot in finance is, how it boosts FP&A, close, and treasury, key risks, and what to look for—plus fca authorisation basics.
BY FADIL ILERI · NEWS
Fighting AI With AI: Fraud Detection in the Age of Deepfakes
Learn what an AI copilot in finance does, where it fits vs automation, and how to deploy it safely with governance and AI fraud detection finance controls.
BY FADIL ILERI · NEWS
Finance Automation Software: How to Choose the Right Platform
See what an AI copilot in finance does and how finance automation software speeds forecasting, close, and reporting with strong governance controls.
BY FADIL ILERI · NEWS
AI vs RPA in Finance: Which Automation Approach Wins?
Learn how an AI copilot improves analysis, forecasting, and compliance with audit-ready outputs—and see the key differences in ai vs rpa finance.
BY FADIL ILERI · NEWS
Voice Deepfake Fraud: Why Banks Are Rethinking Authentication
Learn what an AI copilot in finance is, key use cases, and governance tips to cut risk and help prevent voice deepfake fraud in banking.
BY FADIL ILERI · NEWS
Behavioral Biometrics and AI: The Future of Fraud Prevention
Discover how an AI copilot in finance accelerates reporting and decisions with audit-ready insights, plus where behavioral biometrics fraud fits.
BY FADIL ILERI · NEWS
Explainable AI in finance: what it is and why regulators want it
Learn what an AI copilot in finance does, key use cases, benefits, risks, and a rollout roadmap—plus how explainable AI in finance keeps control.
BY LAURA RINALDI · EXPLAINER
How AI Is Being Used to Commit Financial Fraud
Learn what an AI copilot in finance does and how it speeds reporting, close, treasury, and ai financial fraud detection with strong controls and audit trails.
BY FADIL ILERI · NEWS
Finance Automation Explained: From Manual Processes to AI-Driven Ops
Learn what an AI copilot in finance is, how finance automation speeds analysis and reporting, and the controls that keep humans accountable.
BY FADIL ILERI · NEWS
Finance Process Automation: What Can (and Can’t) Be Automated
Learn what an AI copilot in finance is, how it improves decisions, and where finance process automation boosts FP&A, treasury, accounting, and risk.
BY FADIL ILERI · NEWS
Compliance Copilots: How AI Is Reading Regulations for Banks
Deploy a compliance AI copilot safely in finance: see where it fits in regulated workflows, what controls you need, and how it affects cost-to-serve.
BY FADIL ILERI · NEWS
What Is an AI Copilot in Finance?
What is an AI copilot in finance? A practical guide to how financial copilots support human decision-making across analysis, workflow and control.
BY ISSIE HANNAH · NEWS
The Power of White-Label Services in Modern Banking
“As someone who’s been in finance for a decade, I’m a huge fan of BaaS for one simple reason: the ability to offer whitelabel services. Banks can offer products such as deposit…
BY ISSIE HANNAH · NEWS
Sustainability and ESGs Defy Outflows in Fintech
While global sustainable funds recorded historic outflows in 2025, the fintech sector is quietly decoupling from the broader market trend.
BY ISSIE HANNAH · NEWS
BaaS (Banking as a Service) Explained: How Fintechs Build Banking Products
Banking as a Service (BaaS) decouples banking from banks, fuelling a US$75 billion market while sparking a regulatory crackdown on systemic fragility.
BY ISSIE HANNAH · NEWS
RegTech 101: What is New About RegTech in 2026
“Regulators now care less about what tools banks buy and more about how AML cases actually get resolved and reported. That shift toward execution is healthy. It is pushing RegTech to deliver…
BY ISSIE HANNAH · NEWS
Regtech vs. Compliance Tech: The Ultimate Guide (2026)
Ever wondered about the difference between compliance tech and RegTech? In 2026, it's between static digitisation and agentic autonomy.
BY ISSIE HANNAH · NEWS
Money Movement Explained: Discover How Funds Flow in 2026
From correspondent banking to real-time rails: a deep dive into the infrastructure, mechanics, and emerging technologies reshaping how money moves in 2026.
BY ISSIE HANNAH · NEWS
From Chatbots to Agents: How AI Is Taking Action in Banking
Agentic AI moves fintech from chat to action, automating complex tasks, hiring "digital workers," and redefining banking. AI banking article now.
BY ISSIE HANNAH · NEWS
The Big Pruning: Quality Over Quantity in Fintech
Global fintech faces a reckoning as regulators and markets weed out the weak while rewarding profitable, mature leaders.
BY ISSIE HANNAH · NEWS
11 National Playbooks for AI-Driven Fintech
From strict German regulation to rapid adoption in the UAE, exploring how 11 nations are rewriting the rules of financial technology.
BY ISSIE HANNAH · NEWS
Green Fintech: Engineering a Sustainable Financial Future
Green fintech explained: AI data centres could use 9.1% of global electricity by 2030. See how sustainable compute is reshaping financial services.
BY ISSIE HANNAH · NEWS
9 Ways AI Is Shifting Fintech From Automation to Autonomy
The era of passive chatbots is ending. We are now entering the age of agentic AI - autonomous systems capable of reasoning, planning, and executing complex workflows with minimal human intervention.
BY ISSIE HANNAH · NEWS
The Fintech Paradox: Innovation or Insurgency?
“Insecurity affects everyone, without distinction of religion or ethnicity,” warns Mohamed Malik Fall, the UN resident and humanitarian coordinator.
BY ISSIE HANNAH · NEWS
Regulating the Future: AI in Global Finance
The mid-2020s seem to be the time when regulators and industry bodies decided to issue guidance on how people should use AI in their jobs.
BY ISSIE HANNAH · NEWS
From Copilots to Co-workers: The Rise of Agentic AI in Fintech
The financial technology industry is experiencing a significant transformation in its foundational structure. It is transitioning from using passive AI tools that merely gather information to embracing “agentic AI” - systems that can think, make decisions, and act autonomously.
BY ISSIE HANNAH · NEWS
Regional Banks Urged to Join the Stablecoin Revolution
In 2025, the landscape of digital assets underwent a permanent transformation, with stablecoin transactions reaching an astounding US$33 trillion.
BY ISSIE HANNAH · NEWS
The Rise of Autonomous AI in Modern Fintech
The fintech industry is moving beyond simple chatbots. As companies face the challenges of handling vast amounts of data and stricter regulations, the emphasis has moved towards "agentic workflows.
BY ISSIE HANNAH · NEWS
The Silent Engine: Agentic Al’s Takeover of Financial Ops
The popular image of Artificial Intelligence in finance has long been the helpful chatbot: a friendly interface that answers balance queries or resets passwords. However, a quiet revolution is taking place deep within the operational stack.
BY ISSIE HANNAH · NEWS
From Theory to Reality: COSO in the AI Era
For much of the past two decades, governance in wealth management and retail banking has been built on a shared intellectual foundation. For those firms that adopted it, the COSO framework provided the structure for internal control and risk management.
BY ISSIE HANNAH · NEWS
Agentic AI Is Coming to Fintech: Governance Will Decide Who Wins
Agentic AI is moving rapidly from experimentation into real execution across fintech. What once lived in innovation labs is now appearing in core workflows, including payments, treasury operations, compliance monitoring, procurement, and financial reporting. These systems are beginning to do more than assist.
BY ISSIE HANNAH · NEWS
The UK’s Crypto Watershed: Regulation as a Growth Engine
The United Kingdom stands on the verge of a significant transformation in its financial services sector. After years of discussion, the Financial Conduct Authority (FCA) is nearing completion of its consultation process to integrate cryptoassets into its regulatory framework fully.
BY ISSIE HANNAH · NEWS
7 Shifts Redefining Fintech and AI in 2026
As the world steps into another year, the initial frenzy surrounding the AI boom has given way to something far more intriguing: practicality. 1.
BY ISSIE HANNAH · NEWS
Agentic AI: The Quiet Revolution Rewiring Global Finance
Fintechly examines how autonomous AI agents are reshaping decision-making and workflows across financial institutions. Read the analysis.
BY ISSIE HANNAH · NEWS
Mexico: The New Frontier for Global Fintech Giants
The global fintech ecosystem has long viewed Latin America as a land of immense promise, but for years, the narrative was dominated by Brazilian success stories. That centre of gravity has now decisively shifted north. With the official launch of Revolut Bank S.A.
BY ISSIE HANNAH · NEWS
Fintech Outsourcing Philippines: Cynergy BPO on Tech, CX, and Compliance for Digital Disruptors
As fintech continues to disrupt global financial services, the race for innovation shows no signs of slowing down. From digital payment systems to peer-to-peer lending platforms and blockchain solutions, companies have forced a paradigm shift in how the world views banking, finance, and commerce.
BY ISSIE HANNAH · NEWS
Wake Up! Cash Isn’t Going Anywhere!
Cash plays a crucial role in financial inclusion, offering economic participation to millions worldwide who lack banking services, maintaining its global significance.
BY ISSIE HANNAH · NEWS
The Rise of Neobanks: Disrupting the Traditional Banking Sector with Fintech Innovation
Neobanks revolutionize banking with tech-savvy services, user-centric approach, and digital experiences, challenging traditional models. Discover how they redefine finance!
BY ISSIE HANNAH · NEWS
Exploring the Role of Fintech Blogs in Marketing Strategy
Fintech blogs illuminate the ever-changing world of financial technology, offering crucial insights on blockchain, digital banking, and AI innovations.
BY ISSIE HANNAH · NEWS
Enhancing Borrower Satisfaction: The Power of Customer-Centric Communication in Banking
Discover how customer-focused communication shapes borrower satisfaction in the banking industry and the role it plays in differentiating financial institutions.
BY ISSIE HANNAH · NEWS
The Euro’s Digital Frontier: Monerium’s Stablecoin Innovation
Monerium's EURe stablecoin runs on Gnosis Chain, part of a global stablecoin market worth over $123 billion. Read how the euro is going on-chain.
BY ISSIE HANNAH · NEWS
50+ Fintech Podcasts: The Ultimate List for Success & Growth
Are you a fintech enthusiast or an industry expert seeking comprehensive insights into the latest financial technology innovations? Look no further than this expertly curated list of 50+ must-listen fintech podcasts, your one-stop destination to stay updated with the ever-changing fintech landscape.
BY ISSIE HANNAH · NEWS
The Unresolved Challenger Experience in Business Banking
Monzo and Quonto lead on card locking and biometric logins but still lack invoice financing and group credit limits. Read the analysis.
BY ISSIE HANNAH · NEWS
Risk and Reward: Getting Crypto Compliance Right
Explore how traditional financial regulations can guide crypto's growth while ensuring consumer protection and fostering innovation in digital assets.
BY ISSIE HANNAH · NEWS
Shaping Tomorrow: DLT Design & Future Economy Impact
Proof-of-work and DAG architectures embed different values in ledgers, shaping how decentralised finance evolves. Read the analysis.
BY ISSIE HANNAH · NEWS
Navigating Regulatory & Geopolitical Shifts in Payments
Get ahead in the digital economy with banks redesigning their payment roadmap and offering various APIs, open architecture and innovations fueled by cloud computing, distributed ledger technology and more.
BY ISSIE HANNAH · NEWS
How to Be a Disruptor in the Payment Card Market
Discover how financial disruption empowers consumers and creates a new era of personalised and ethical banking. Find out how the democratisation of banking solutions is helping global economies.
BY ISSIE HANNAH · NEWS
CFOs Prepare to Automate Their Way Through a Challenging Future
CFOs are under pressure due to global economic challenges. To survive, they must navigate rising costs, limited support, and supply chain disruption.
BY ISSIE HANNAH · NEWS
Onboarding in Digital Banking: Overcoming the First Hurdle
Retail accounts open in under two days, but corporate onboarding still takes over two months. See what is slowing it down.
BY ISSIE HANNAH · NEWS
What Is CeDeFi? And How Can It Make Tokens More Resistant?
Unveiling the potential of CeDeFi to provide improved transparency, faster transactions, lower fees & improved security instead of traditional finance.
BY ISSIE HANNAH · NEWS
What Is Fuelling Fintech’s Switch to Risk Orchestration?
Learn more about risk orchestration and how it can help fintechs improve financial crime prevention and customer satisfaction in this study.
BY ISSIE HANNAH · NEWS
Breaking Barriers for Women in Africa Through Mobile Money
Unravel the story of mobile money's role in elevating women and boosting female entrepreneurship in Africa, breaking barriers for progress.
BY ISSIE HANNAH · NEWS
Gamification in Finance & Dispelling Digital Currency Myths
The rise of NFTs and gaming in the crypto world has led to a number of exciting developments. Get the inside scoop in this comprehensive guide.
BY ISSIE HANNAH · NEWS
Being a Connected Enterprise Can Amplify Customer Experience Through a Data-Driven Mindset
EdgeVerve's Sateesh Seetharamiah on why fragmented data blocks CX gains, citing Openreach's 65% faster case handling. Read the argument.
BY ISSIE HANNAH · NEWS
50 Powerful Quotes to Inspire Fintech Leaders and Innovators
Looking to be inspired? Fintech leaders and innovators looking to make a difference won't want to miss this must-read list of inspirational quotes.
BY ISSIE HANNAH · NEWS
Promoting the ‘S’ in ESG: Financial Inclusion with Small Business Credit
Expanding access to credit for small businesses is key to advancing the “S” in ESG -- and it's our collective responsibility to challenge everyday practices like credit scoring.
BY ISSIE HANNAH · NEWS
Green Deal: Why ESG Disclosure Should Be Taken Seriously
Accepting ESG disclosure as an integral part of corporate culture in the financial technology industry, including an overview of SFDR and taxonomy regulation.
BY ISSIE HANNAH · NEWS
Exploring the Evolutions of Fintech in Sustainable Finance
The role of the Paris Agreement in holding the financial technology sector accountable for low greenhouse gas emissions and climate-resilient development.
BY ISSIE HANNAH · NEWS
Fintech Security: Don’t Let API Be Your Achilles Heel
Don't let API blindness leave your financial sector vulnerable. Learn how to prevent it with our guide on tackling cyberattacks and mitigating security threats.
BY ISSIE HANNAH · NEWS
How to Keep Making Large Purchases During an Economic Crisis
Fintech companies should build trust and customer loyalty with financing options that provide relief and consumer protections during economic downturns.
BY ISSIE HANNAH · NEWS
How Banks Can Minimise Frustration in a Digital-First World
Banks are embracing the digital shift and taking proactive steps to ensure customers have a seamless experience when using online or mobile banking services.
BY ISSIE HANNAH · NEWS
Go Digital-Native with Hybrid, Multi-Cloud: The Way Forward for European Banks
Banks are increasingly moving away from legacy systems of operations and embracing cloud computing to improve their systems and keep up with the competition.
BY ISSIE HANNAH · NEWS
The Importance of Payments in Times of Economic Uncertainty
Jon Horddal, Group Chief Product Officer at emerchantpay discusses how customer-centric payments can play a key role in brands winning consumer trust.
BY ISSIE HANNAH · NEWS
Onboarding: Is It Really a Choice Between Speed or Risk?
Farnoush Mirmoeini, the Co-Founder of KYC Hub, discusses how onboarding isn’t a simple process and what firms can do differently.
BY ISSIE HANNAH · NEWS
The Future of Money Through the Eyes of a Crypto Expert
The future of money: digital currencies and instant payments revolutionise finance, and automated tax analysis along with compliance is already a reality.
BY ISSIE HANNAH · NEWS
The Role for Partnerships in Driving Fintech Profitability
Fintech companies are realising the importance of partnering with other organisations, as 75% cite partnerships as crucial for new opportunities and success.
BY ISSIE HANNAH · NEWS
Why Has the Payments Industry Neglected SMEs, Until Now?
The banking industry has taken little notice of SMEs for a long time. But now, the industry is finally seeing these businesses' value.
BY ISSIE HANNAH · NEWS
The Future of Cross-Border Payments: What Will It Look Like?
Get ready for the biggest revolution in B2B cross-border payments! By 2026, the market is set to exceed $42tr. Banks have dominated the scene... until now
BY ISSIE HANNAH · NEWS
How Fintech’s Can Help Businesses Hedge as Dollar’s Surge
Laurent Descout, CEO of NEO, looks at how fintechs can offer support to businesses for which FX hedging and cross-border payments have now become a priority.
BY ISSIE HANNAH · NEWS
Why Dynamic Segmentation Is the Future of Retail Banking
When it comes to customer data, it can be tempting to have a "one size fits all" approach. However, this approach can often lead to suboptimal results.
BY ISSIE HANNAH · NEWS
Open Banking Payments: Charting the Road to Success
A brief look into how open banking is changing the payments landscape and enhancing user experience by providing real-time data plus enhanced innovation.
BY ISSIE HANNAH · NEWS
Regulatory Advisory Services Are Helping Fintechs Innovate
FinTech businesses must react quickly to growing and changing technologies. Their ability to meet their customer's needs in a competitive industry depend on it.
BY ISSIE HANNAH · NEWS
Former Experian Exec on Modernising Credit Lending
Fintech startups are developing innovative ways to make the credit lending process more inclusive and help people without credit histories access credit.
BY ISSIE HANNAH · NEWS
Winning the PSP Market With Fraud-Prevention Solutions
Discover why fraud prevention needs to be a top priority for PSPs to ensure they remain ahead of the curve and protect their customers.
BY ISSIE HANNAH · NEWS
Invoice Financing: Myths and Legends
Why invoice financing is a game-changer. Dispelling myths and providing real-world solutions to boost working capital and minimize risks.
BY ISSIE HANNAH · NEWS
How the Fintech Industry Is Using Both EQ & IQ to Deliver Commercial Success
In a sector like fintech where trust, credibility and reputation are critical, branding is a valuable asset. It sets companies apart from the competition.
BY ISSIE HANNAH · NEWS
The INTERPOL Red Notice: What Fintech Companies Need to Know
Discover why the INTERPOL Red Notice is critical for fintech companies and their employees to be aware of and how it can impact their business operations.
BY ISSIE HANNAH · NEWS
Buy Now, Pay Later: Is It Good for Financial Wellbeing?
BNPL schemes are becoming increasingly popular. But like with anything else, some dangers are associated with them, like the potential for high debt levels.
BY ISSIE HANNAH · NEWS
Metaverse: The Truth Is Out There!
Bloomberg once forecast an $800bn metaverse market. See how virtual bank branches and trading floors could reshape finance.
BY ISSIE HANNAH · NEWS
Embedded Wealth Management Is Coming
APIs now let non-wealth firms offer regulated investing to the mass affluent. Read how a proposition can launch within months.
BY ISSIE HANNAH · NEWS
Cross-Border Payments and Compliance: Managing Constant Change
The rapidly changing nature of the fintech industry means companies must be able to keep up with shifting payment regulations, while also managing internal uplift initiatives.
BY ISSIE HANNAH · NEWS
How Fintech Is Improving Workplace Culture
Discover why it's important to help businesses revive employee recognition. It's time for leaders to build fintech into their company’s day-to-day culture.
BY ISSIE HANNAH · NEWS
Authentication Versus Authorisation in the SCA Era
Ed Whitehead, EMEA Managing Director at Signifyd, talks us through two different approaches to SCA and how to avoid the downsides of the new regulations.
BY ISSIE HANNAH · NEWS
Fintech SALT Will Make Boat Finance More Accessible
CEO of SALT Joe Dalton reveals his driving passion for the marine industry, his hopes for business growth and the experienced team currently on board.
BY ISSIE HANNAH · NEWS
The Traditional World of Trade Finance Can Be Transformed by Digital Platforms and the Network Effect
Will embracing digital platforms help solve funding problems? That’s the plan, says Hussein Al Amine, Head of Business Development at Fineon Exchange.
BY ISSIE HANNAH · NEWS
How Earned Wage Access is Transforming Payments and Banking
On-demand purchasing and payments via apps like Venmo and Zelle are adding to the need for on-demand pay, ushering in the newest payroll developments.
BY ISSIE HANNAH · NEWS
Understanding the Female Workforce Is Vital for Equality
While there are some positive signs of progress being made on equality and diversity in the FinTech sector, still more needs to be done.
BY ISSIE HANNAH · NEWS
Now Is the Time for Fintech to Focus on Long-Term Financing
Recent market volatility should encourage founders to shift away from optimizing short-term valuations and toward mitigating long-term financing risk.
BY ISSIE HANNAH · NEWS
The Ultimate Guide to Preventing Crime in the Fintech Sector
Discover why artificial intelligence (AI) may threaten our future and how the fintech industry can fight back to ensure improved cybersecurity measures for all.
BY ISSIE HANNAH · NEWS
The Future of E-Commerce and In-Store BNPL Payments
While BNPL providers are quick to emphasise the convenience of their solutions, Krishna Venkatraman at Kueski reminds us of other benefits not as apparent.
BY ISSIE HANNAH · NEWS
Banks Helping Customers on Sustainability Will Outperform Competitors
As the world increasingly focuses on climate change and sustainability, banks are beginning to change their practices to reflect this new reality better.
BY ISSIE HANNAH · NEWS
Are Fintechs Prepared to Face Unique Cybersecurity Challenges in the Metaverse?
Fintechs pioneering into the metaverse must weave in fraud prevention and account security from the start to protect their consumers from Master Fraudsters.
BY ISSIE HANNAH · NEWS
A Match Made in Crypto: Partnerships in a New Age of Finance
The evolution of finance places new demands on banks as decentralised alternatives using crypto continue to develop and become more regulated.
BY ISSIE HANNAH · NEWS
Banking on Product Analytics to Navigate the Surging Fintech Industry
Discover why product analytics is essential to success in the fintech industry and how it can help improve the customer experience while driving growth.
BY ISSIE HANNAH · NEWS
Why We Need to Build More Inclusive Wealth and Investment Services
With diverse communities come diverse finance. And while the industry has become more inclusive, there is still much room for improvement to serve everyone.
BY ISSIE HANNAH · NEWS
10 Things to Know About Decentralised Exchanges (DEXs)
Decentralised exchanges (DEXs) are gaining in popularity, as they offer a number of advantages over their traditional, centralised counterparts. READ ON...
BY ISSIE HANNAH · NEWS
The Importance of AI-Enabled Integrated Data Sources in Financial Crime Compliance
Discovering and preventing financial crime has never been more important. AI-enabled data sources can help with changing regulations and save on compliance costs.
BY ISSIE HANNAH · NEWS
Agile Development: Successfully Launching Fintech Solutions
UK fintech investment jumped from $5.2bn to $37.3bn in a year. See how agile teams turn that pace into faster product launches.
BY ISSIE HANNAH · NEWS
4 Must-Have Characteristics of a Great Fintech System
Reliability in financial systems and ergo financial products and apps is essential to deliver the user experiences and reliability needed for commercial success.
BY ISSIE HANNAH · NEWS
Asking the Right Questions When Economic Development Recruiters Call
Fintech companies increasingly are viewed as attractive new employers by states and cities. The best questions to ask aren’t always the most obvious.
BY ISSIE HANNAH · NEWS
Exploring the Growth of POS Finance and Responsible Lending
Retailer innovation or consumer necessity, discover the reasons why POS finance is worth researching and the responsible lending trends you should know.
BY ISSIE HANNAH · NEWS
More Transparency Benefits Consumers and Financial Institutions
US banks collect $33.4bn a year in overdraft and NSF fees, with just 18% of accountholders paying 91% of them. Read the full argument.
BY ISSIE HANNAH · NEWS
How Fintech Democratises Access to Wealth Building
Sachin Jhangiani on fintech's role in closing the wealth gap, citing 156% wealthtech funding growth in 2021. Read the analysis.
BY ISSIE HANNAH · NEWS
How to Break Into Fintech?
Fintech firms prize software, data science and blockchain skills over degrees; apply to at least ten roles a day. Read the guide.
BY ISSIE HANNAH · NEWS
What Are the Best Fintech Companies of 2022
It is good to know the best fintech companies involved in making financial technology a big thing. That is what this article is all about.
BY ISSIE HANNAH · NEWS
How Fintech Is Shaping the Future of Banking?
Unleash the power of Fintech in banking! Explore cutting-edge tech like blockchain & AI, and see how traditional & modern banks adapt to meet customer needs.
BY ISSIE HANNAH · NEWS
What Is Fintech Lending?
Fintech lending uses APIs for faster credit decisions, with the market growing 27.4% a year to 2030. Read the full explainer.
BY ISSIE HANNAH · NEWS
How Is AI Used In Fintech?
This article will help us know that. In this article, we will cover the ways in which AI (Artificial Intelligence) and ML (Machine Learning) are used in fintech.
BY ISSIE HANNAH · NEWS
How Does Fintech Make Money?
In essence, there are several fintech business models that drive revenue by offering innovative customer financial services.
BY ISSIE HANNAH · NEWS
Why Work in Fintech? 5 Reasons to Pursue a Career in the Fintech Industry
In this article, we will help you develop a sound understanding of fintech as a career option. We will give you 5 solid reasons to make a career in fintech companies.
BY ISSIE HANNAH · NEWS
How to Build a Fintech App?
In this article, you will get to learn how to build a fintech app. We will walk you through the essential steps involved in fintech app development.
BY ISSIE HANNAH · NEWS
How to Start a Fintech Company?
How to start a fintech company. You are at the right place. The fintech startup making essentially involves six steps.
BY ISSIE HANNAH · NEWS
How to Get Into Fintech: Best Tips to Succeed
Fintech employers want AI, data science and blockchain skills, plus GDPR and KYC know-how. Read the tips on breaking in.
BY ISSIE HANNAH · NEWS
How Using AI Gives a Better Understanding of the Cryptomarket
As cryptos hit Main Street, regulators sharpen their gaze, and artificial intelligence (AI) continues to play an increasingly dominant role in the industry.
BY ISSIE HANNAH · NEWS
How Can Challenger Banks Improve Financial Crime Controls?
The fintech sector is a prime target for hackers and criminals. Here are some ways challengers can improve their financial crime controls and meet regulations.
BY ISSIE HANNAH · NEWS
22 Quotes on the Future of Money: What Experts Are Saying
Discover what experts are saying about the future of money and how digital currencies will likely shape the global economy moving forward.
BY ISSIE HANNAH · NEWS
5 Key Trends That Are Going to Affect All Challenger Banks
Stay ahead of the latest challenger bank trends and learn how they disrupt traditional banking models. Read this expert analysis now to find out more!
BY ISSIE HANNAH · NEWS
Using Buy Now, Pay Later to Build Better Experiences
With BNPL, more customers are able to choose and control their own purchasing process while spreading the cost of payments and driving sales for businesses.
BY ISSIE HANNAH · NEWS
How Fintech Companies Can Go Multinational: Keys to Success
Discover the importance of a multinational strategy for fintech companies and the key components that make up a successful one, including real-life examples.
BY ISSIE HANNAH · NEWS
5 Trends Disrupting the Payments Industry
It's essential to keep up with the competition by knowing what's going on in payments, so here are five fintech trends disrupting the industry.
BY ISSIE HANNAH · NEWS
How Distributed Ledger Technology is Revolutionising Finance
Learn how Distributed Ledger Technology is revolutionising the finance industry and why it's important for financial technology businesses.
BY ISSIE HANNAH · NEWS
Follow the Money: Why Fintech Needs to Double Down on Mobile Spending
Discover the most effective techniques to develop fintech apps that are more effective and efficient while also increasing revenue and cost management.
BY ISSIE HANNAH · NEWS
Why New Payment Methods Matter: The User Demand for Change
Discover how businesses are embracing the drive for change in payments to enhance customer experience and innovate in areas such as crypto and open banking.
BY ISSIE HANNAH · NEWS
Cross-Border Payments in the Age of Open Banking
How account-to-account (A2A) payments are proving to be an alternative to cards and are driving greater engagement with e-commerce, by Jordan Lawrence at Volt.
BY ISSIE HANNAH · NEWS
Top 100 Founder-CEOs in Fintech (2022)
From Patrick Collison to Carlo Gualandri, these are the world's top founder-CEOs in fintech. Follow them to keep up with the latest trends and get informed.
BY ISSIE HANNAH · NEWS
The Future of Money: Central Bank Digital Currencies (CBDCs)
Discover the fintech case for Central Bank Digital Currencies (CBDCs) and how this new form of money could shape the future of the global financial system.
BY ISSIE HANNAH · NEWS
In-Store Digitisation: The Secret to High Street Survival
Recently there has been cautious optimism on high streets around the world. Footfall is slowly creeping up and retailers are looking for ways to adopt fintech.
BY ISSIE HANNAH · NEWS
Going Down the ‘Buy Now, Pay Later’ (BNPL) Rabbit Hole
Discover the advantages and disadvantages of the 'buy now, pay later' (BNPL) megatrend, including market opportunities for financial technology companies.
BY ISSIE HANNAH · NEWS
Banking Automation: Streamlining the Industry Using Fintech
Automation can help banks reduce costs, improve customer satisfaction, and increase efficiency. It can also help them manage risk and compliance.
BY ISSIE HANNAH · NEWS
How Worried Should We Be About Real-Time Facial Recognition?
Real-time facial recognition systems are no longer speculative – they have become a real-world security solution with several practical, powerful applications.
BY ISSIE HANNAH · NEWS
Banks and Fintechs – Let’s Stop Fixing What Isn’t Broken
Discover why it's important to be practical when adapting to change and put banks at the heart of business decisions when it comes to financial technology.
BY ISSIE HANNAH · NEWS
Do You Have a Will? Why Fintech Execs Need Estate Plans Too
Estate planning might not be a fun topic to think about, but it is important. A new study reveals that most people are unprepared; many do not have a will.
BY ISSIE HANNAH · NEWS
Fintech’s Significance in a World of Instant-Gratification
From contactless and QR code based payments to chatbots and voice-enabled technology, fintech is changing the way people bank and make payments.
BY ISSIE HANNAH · NEWS
Embedded Finance: Turning Non-Financial Firms Into Fintechs
Discover the advantages of embedded finance, such as enhanced business operations and customer experience, along with why analytics is at its core.
BY ISSIE HANNAH · NEWS
The Future of Fintech: 5 Digital Payment Trends to Watch
Understanding the evolution of the digital payments landscape, from neobanks to cryptocurrencies, these are the five key trends to watch in fintech
BY ISSIE HANNAH · NEWS
Developing Purpose-Driven Fintechs to Create a Better World
Discover how fintech companies can make a real difference in the world by using their technology to tackle societal issues, reduce poverty and more.
BY ISSIE HANNAH · NEWS
10 Things Successful Fintech Disruptors Have in Common
Whether it's speed and innovation or being purpose-driven with a customer focus, there are certain things most successful fintech disruptors have in common.
BY ISSIE HANNAH · NEWS
ESG Criteria in Fintech: How They Impact Financial Services
A deep dive into the impact of ESG criteria on the success of fintech companies from the perspective of financial executives, HR experts and more.
BY ISSIE HANNAH · NEWS
Fintech Company Xero Doubles Down on ESG Criteria
Xero, a fintech firm, as a case study of how the ESG criteria are integrated into a fintech company's business model to serve the greater good.
BY ISSIE HANNAH · NEWS
The Four Pillars of Blockchain Technology (Part 1 – Security)
Blockchains are still in their infancy, but the examples in this article highlight how its compelling security will ensure it finds its way to most industries.
BY ISSIE HANNAH · NEWS
Food Scanner to alert buyer if products support the war in Ukraine
To make it easier for Ukraine supporters to identify products manufactured by companies supporting Russia during grocery shopping, Ukrainian Tonti Laguna Mobile developed a Food Scanner app providing alerts if the scanned product is manufactured by Russia's supporting producer.
BY ISSIE HANNAH · NEWS
Exclusive Q&A Interview With Don Tapscott (Top Blockchain Influencer)
Don Tapscott is among the world’s most notable thought-leaders on Blockchain technology, modern media, disruptive innovation, and the economic/societal implications of the aforementioned. He is the Chief Executive Officer of The Tapscott…
BY ISSIE HANNAH · INTERVIEW
Fintech Expert Chris Skinner Shares His Insights on the Industry
Gain insights from Fintech expert Chris Skinner on the latest book, DeFi, and the industry's positive impact. Discover more in this exclusive interview.
BY ISSIE HANNAH · INTERVIEW
Interview: Drew Sterrett on Democratising Access to Property Ownership
The current system of property ownership is outdated and unfair, so Drew Sterrett, the Co-CEO of LEX Markets, is on a mission to change things using fintech.
BY ISSIE HANNAH · INTERVIEW
Interview: Alex Mifsud on Embedded Finance and Social Impact
The Co-Founder and CEO of Weavr, Alex Mifsud, discusses his company's origins and how other fintechs can learn from them to accelerate their business growth.
BY ISSIE HANNAH · INTERVIEW
Q&A Interview With “Uber of Taxes” CEO Richard Lavina
If the pandemic left us with at least a new solution, it’s that we don’t need to do everything in person. Remote work, zoom meetings, and so much more showed the world that anyone anywhere can make things happen.
BY ISSIE HANNAH · INTERVIEW
“All I Do Is Work”
Jeff Ransdell of Fuel VC shares the reason he ditched Silicon Valley for South Florida to invest in disruptors, not institutionalists. Find out why.
BY ISSIE HANNAH · INTERVIEW
“Never Become Distracted by External Forces”
SEON founder Tamas Kadar discusses how fintech has grown in importance for tackling crime and offers his insights on the future of anti-fraud technology.
BY ISSIE HANNAH · INTERVIEW
“Make Sure That You Plan for the Long Term”
Brite Payments founder Lena Hackelöer says 'fintech is such a loud, exciting industry' and shares insights into building a successful payments company.
BY ISSIE HANNAH · INTERVIEW
“Focus on Unit Economics”
Yusuf Ozdalga, a partner at QED Investors, discusses his experiences as a venture capitalist and shares his future vision of funding in fintech.
BY ISSIE HANNAH · INTERVIEW
“Businesses Often Find It Difficult to Get the Working Capital They Need to Grow”
Q&A interview with Dave Lewis, Founder and CEO of Ranqx on dealing with the COVID challenge of commercial SMB lending.
BY THE FINTECHLY EDITOR · INTERVIEW
“Cybercriminals Are Constantly Looking Out for Vulnerabilities”
Protect your business from cybercrime by learning the cybersecurity practices companies should adopt to keep critical apps secure; insights from Onapsis CTO.
BY THE FINTECHLY EDITOR · INTERVIEW
“You Haven’t Had Your Best Idea Yet”
Nick Dazé, Founder of Heirloom, discusses the future of blockchain tech and how Web 3.0 is set to be the most secure, user-friendly and empowering internet yet.
BY THE FINTECHLY EDITOR · INTERVIEW
“Rome Wasn’t Built in a Day”
Dima Kats, CEO of Clear Junction, shares his insights on the payments vertical, how his company is expanding, and what he predicts for the future of fintech.
BY THE FINTECHLY EDITOR · INTERVIEW
Capital Can Now Move as Fast as Global Business Does
The gap between how fast business moves and how fast capital follows is finally closing. Stablecoins and other digital rails now let treasury access and redeploy cash in near real-time, twenty-four hours a day, regardless of banking hours or time zone.
BY NIGEL BROOK-WALTERS · MEMBER VOICE
The Critical Flaw in Insurance AI
Discover why insurers' AI investments underperform. Learn how data readiness and governance determine AI success in claims, underwriting, and fraud detection.
BY ERROL RODERICKS · MEMBER VOICE
AI Adoption Is No Longer a Technology Challenge: It Is a Management One
Discover why 95% of AI pilots fail. Learn how leadership, governance, and management transform AI adoption into sustainable business results.
BY EUGENIA MYKULIAK · MEMBER VOICE
U.S. Payment Rails Aren’t Ready For The Stablecoin Surge
As the GENIUS, Clarity and PACE Acts pave the way for tokenised payments at scale, Dave Scola, US CEO at Form3, explores whether U.S. payment systems are operationally ready to support this.
BY DAVE SCOLA · MEMBER VOICE
Payments as the Growth Engine of Digital Commerce: Why a Robust Payments Strategy Will Define Subscription Success in 2026
Worldline's Kym Lukins on why payment performance now drives subscription revenue, across seven shifts from churn recovery to agentic commerce, stablecoins and DORA.
BY KYM LUKINS · MEMBER VOICE