Generative AI in banking is moving from experimentation into workplace training, as financial services firms begin to focus on how staff will use the technology in day-to-day roles.

Zopa Bank and ClearScore are expanding Jobs2030 into a wider industry coalition, with 22 organisations joining the AI skills initiative and a new curriculum designed to help UK banking and fintech workers use GenAI across operations, engineering, compliance and product.

Zopa first announced Jobs2030 in 2025 as a campaign to support AI skills in banking. The initiative now brings together fintechs, banks, industry bodies, investors, education providers and professional services firms, with a target to upskill 100,000 banking and fintech workers by 2030.

The coalition has launched with five courses, with up to 12 training modules expected by the end of the year.

Training moves into practical banking roles

The Jobs2030 curriculum focuses on applied GenAI rather than general AI awareness. Initial modules cover prompting, agentic coding, customer service, risk management, product discovery, regulatory horizon scanning, customer journey assurance and AI safety in financial services.

The courses will run on Zenarate’s learning platform, with initial content from Zopa, ClearScore, Allica Bank, Funding Circle, OpenPayd, Code First Girls, Domestic & General, DOJO AI and Streets Consulting.

Jobs2030 said the modules will integrate with large language models including Google Gemini, OpenAI’s ChatGPT and Anthropic’s Claude, using AI coaching, live simulations and financial services scenarios.

Member organisations must co-create one training module in their area of expertise within 12 months of joining. In return, their employees receive access to the wider curriculum.

Coalition draws in banks, fintechs and skills groups

The inaugural members include Innovate Finance, the City of London Corporation, EY, NatWest, Allica Bank, Funding Circle, TechSkills UK, Code First Girls, the National College of Digital Skills, Harrington Starr, Augmentum Fintech, Volution, Cooley LLP, Zenarate, OpenPayd and the Oxford Future of Finance and Technology Initiative.

The Financial Services Skills Commission has joined as an observer.

A 13-member advisory council will guide the coalition’s strategy. Members include representatives from Zopa, ClearScore, EY, NatWest, Code First Girls, Cooley, Harrington Starr, Innovate Finance, Zenarate, Streets Consulting, Alliance Manchester Business School and Oxford Saïd Business School.

AI job impact frames the launch

The expansion comes as banks and fintechs continue to test GenAI across customer service, compliance, fraud detection, software engineering and back-office operations.

A Zopa and Juniper Research report published in August 2025 estimated that UK banks could spend £1.8 billion on GenAI by 2030 and achieve theoretical cost savings of the same amount. The report also estimated that GenAI could save 187 million labour hours and displace 27,000 UK banking jobs by 2030.

The report identified customer service, compliance, fraud detection, risk management and product development as areas where GenAI could change banking workflows, particularly where teams handle large volumes of manual or data-heavy tasks.

Clare Gambardella, chief customer officer at Zopa Bank, said: “Today, around 20 million Brits already use AI tools – nearly half the adult population – showing that people are already engaged with AI. We launched Jobs2030 to turn this engagement into valuable workplace skills – giving the UK’s banking and fintech workforce the ability to thrive in an AI-driven future. This will be key as our research shows that up to 27,000 financial services roles could be displaced by GenAI by 2030, particularly in traditional banks with large retail footprints.

“Our 2026 training curriculum will deliver practical, employer-designed AI skills backed by industry expertise. We believe that by equipping people with the confidence and tools to navigate the AI transition, they can not only seize the opportunities it brings but also use it to create better customer outcomes.”

Firms point to internal AI use

Zopa and ClearScore also pointed to their own use of AI in customer operations.

Zopa said AI now handles around 45,000 customer service chats each month, with customer satisfaction scores 10% higher than before. The bank said 70% to 75% of servicing requests now use full AI automation.

ClearScore said its AI helpdesk handles 12,000 tickets per month and resolves 77% of conversations without human involvement.

Justin Basini, co-founder and CEO at the ClearScore Group, added: “AI advantage won’t come from tools alone, but from people who know how to use them well. Building AI literacy across banking and fintech is a strategic imperative – one that will define leadership, resilience, and responsible innovation in the years ahead.The work of Jobs2030 is vital to raise standards across banking and fintech to ensure that people have the skills, judgment, and confidence to use AI responsibly.”

Treasury backs skills focus

Lucy Rigby KC MP, Economic Secretary to the Treasury, said: “It is critical that people have the confidence and skills to seize the massive opportunities that will stem from the safe adoption of AI. Initiatives like Jobs2030, and our plans to encourage the safe adoption of AI across financial services, will make sure that they do.”

Jobs2030 remains free to join and open to fintechs, banks and financial services firms.

The coalition said it will focus on technology, content, training, hiring and advocacy as it builds towards its 2030 upskilling target.