Blog.

Explainer · Blog NORTH AMERICA · 7 MIN

Open Banking APIs Explained: How US Banks Share Customer Data

A court stayed the CFPB Section 1033 deadlines in 2025. US banks are building open banking APIs with Plaid, Akoya and MX anyway.

WRITTEN BY Laura Rinaldi · UPDATED 18 SEP 2026

News · Blog GLOBAL · 3 MIN

Fin.com Raises $20M to Expand Cross-Border Payments Through Acquisitions

Fin.com, a New York-based cross-border payments company, announced a $20 million seed round led by Expa and Uber co-founder Garrett Camp, with Coinbase Ventures, sovereign and royal family offices across the Gulf and Africa, and other investors also participating.

WRITTEN BY Laura Rinaldi · UPDATED 17 SEP 2026

Analysis · Blog NORTH AMERICA · 5 MIN

The CFPB’s 1033 Rule: What Open Banking Access Means for US Lenders

The CFPB's Section 1033 open banking rule is enjoined and under review. Here's the current status for US banks, lenders and data aggregators.

WRITTEN BY Laura Rinaldi · UPDATED 17 SEP 2026

News · Blog NORTH AMERICA · 4 MIN

CLARITY Act Fails Senate Cloture Vote, Leaving Crypto Rules Stalled

The US Senate rejected a cloture motion on the Digital Asset Market Clarity Act on Tuesday, 15 September, leaving the crypto market structure bill stalled. The motion to invoke cloture on the motion to proceed to H.R.

WRITTEN BY Laura Rinaldi · UPDATED 16 SEP 2026

Explainer · Blog NORTH AMERICA · 5 MIN

Crypto ETFs Explained: How Bitcoin and Solana Funds Reshape Wall Street

How spot Bitcoin and Solana ETFs work, who issues them, and what their reported asset totals show about institutional crypto demand in 2026.

WRITTEN BY Laura Rinaldi · UPDATED 16 SEP 2026

News · Blog NORTH AMERICA · 5 MIN

CLARITY Act Reaches Senate Floor for Crucial Vote Today

The US Senate is scheduled to consider a cloture motion at 2:15pm ET on Tuesday on whether to invoke cloture on a motion to proceed to the Digital Asset Market Clarity Act, H.R. 3633.

WRITTEN BY Laura Rinaldi · UPDATED 15 SEP 2026

Analysis · Blog NORTH AMERICA · 6 MIN

Why U.S. Banks Are Expanding Into Digital-Asset Custody

US banks are expanding into digital asset custody as OCC rulings clear the way, choosing safekeeping over crypto trading risk.

WRITTEN BY Laura Rinaldi · UPDATED 18 SEP 2026

Explainer · Blog NORTH AMERICA · 6 MIN

Inside the GENIUS Act: What US Stablecoin Rules Mean for Banks

The GENIUS Act created the first US federal licence for payment stablecoins. Here's what banks must do as OCC finalises its stablecoin rules.

WRITTEN BY Laura Rinaldi · UPDATED 15 SEP 2026

News · Blog ASIA-PACIFIC · 3 MIN

Hong Kong Trade Finance Platform Qupital Secures $300M, Eyes IPO

Qupital, a Hong Kong trade finance platform for cross-border e-commerce sellers, has secured $300 million in combined new capital commitments through a Series C round and new asset-backed securitisation financing, the company announced on 13 September.

WRITTEN BY Laura Rinaldi · UPDATED 14 SEP 2026

Interview EUROPE · 5 MIN

‘Five Minutes With… Gilion co-founder and CPTO Henrik Landgren

Most AI experiments in investing and banking aren't built on data good enough to trust with high-stakes calls.

WRITTEN BY Laura Rinaldi · UPDATED 14 SEP 2026

Analysis GLOBAL · 6 MIN

Mastercard’s New Report Says Trust, Not Technology, Will Decide Agentic Commerce

Mastercard published a major report on the future of AI shopping agents on 8 September, forecasting that 300 million shoppers will use AI agents on a routine basis by 2030, mainly in the US, UK, the Netherlands, China and South Korea.

WRITTEN BY Laura Rinaldi · UPDATED 11 SEP 2026

News GLOBAL · 4 MIN

Visa Lets Stablecoin Card Programmes Borrow Against Settlement Data

Visa has set out a new approach to onchain credit, designed to let stablecoin-linked card programmes and fintechs borrow working capital by combining VisaNet settlement data with blockchain-based lending infrastructure.

WRITTEN BY Laura Rinaldi · UPDATED 10 SEP 2026

News NORTH AMERICA · 2 MIN

Mastercard-Owned BVNK Partners With Marqeta On Stablecoin Card Infrastructure

BVNK, the stablecoin infrastructure firm whose acquisition by Mastercard closed on 3 August, has partnered with card-issuing platform Marqeta. The integration is designed to let Marqeta's customers embed stablecoin capabilities into payment cards, wallets and other financial products, the companies said.

WRITTEN BY Laura Rinaldi · UPDATED 14 SEP 2026

News UK · 6 MIN

UK Finance Calls for Single UK Plan to Scale Tokenised Wholesale Markets

UK Finance has called for a single national roadmap to accelerate the adoption of tokenised wholesale markets, arguing that the UK has built many of the necessary foundations but has yet to turn them into activity at scale.

WRITTEN BY Laura Rinaldi · UPDATED 9 SEP 2026

News ASIA-PACIFIC · 2 MIN

Finmo Crosses $1 Billion in Monthly Volume as It Opens Singapore HQ

Treasury and payments platform Finmo says businesses now move more than $1 billion a month through its TreasuryOS platform. It marked the threshold on 8 September by opening a new global headquarters at Suntec City in Singapore.

WRITTEN BY Laura Rinaldi · UPDATED 8 SEP 2026

News EUROPE · 4 MIN

Small Business Banking Worth Up to 11.6 Times More Than Consumer Accounts, Visa Finds

Small-business banking relationships are worth up to 11.6 times more annual revenue for European financial institutions than personal-banking accounts, according to the full Visa-commissioned research report.

WRITTEN BY Laura Rinaldi · UPDATED 3 SEP 2026

Analysis ASIA-PACIFIC · 10 MIN

Southeast Asia’s Fintech Battle Is Shifting from Entry to Localisation

Three fintech announcements reached Southeast Asia's press wires within 48 hours of each other in late August: an investment paired with a joint venture, a proposed white-label expansion, and a quarterly earnings update from an already-established broker. On paper they look unrelated.

WRITTEN BY Laura Rinaldi · UPDATED 2 SEP 2026

News · Blog UK · 4 MIN

Visa Adds Featurespace Fraud Score to A2A Protect

Visa has updated A2A Protect, its tool for catching account-to-account fraud, with a unified fraud score built on technology from Featurespace, the fraud-detection firm it completed acquiring in December 2024, as it looks to help banks flag suspicious transfers before a payment is authorised rather than after money has left an account.

WRITTEN BY Laura Rinaldi · UPDATED 2 SEP 2026

Analysis GLOBAL · 5 MIN

Mastercard’s Acquisition of BVNK Shows Stablecoins Becoming Enterprise Payment Infrastructure

Mastercard didn't sign a partnership with BVNK. It bought the company outright: a deal worth up to $1.8bn, including $300m in contingent payments, that closed on 3 August 2026, well ahead of the year-end timetable Mastercard set when it announced the acquisition in March.

WRITTEN BY Laura Rinaldi · UPDATED 1 SEP 2026

Interview UK · 5 MIN

Five Minutes With…. Shah Ramezani, Founder and CEO of Noah

Noah founder and CEO Shah Ramezani on why stablecoins are a payments story rather than a crypto one, and why the real prize is making the technology invisible to the businesses that use it.

WRITTEN BY Laura Rinaldi · UPDATED 1 SEP 2026

News · Blog UK · 3 MIN

UK Government Plans New Bank of England Objective for Payments Innovation

The UK government plans to give the Bank of England a new secondary objective to support innovation in payment systems and emerging forms of digital money, including stablecoins, through an amendment to the Financial Services and Markets Bill.

WRITTEN BY Laura Rinaldi · UPDATED 28 AUG 2026

News UK · 3 MIN

FCA: 44% of Young Investors Wrongly Think AI Financial Advice Is Regulated.

The Financial Conduct Authority published research on 27 August 2026 showing that 44% of young UK investors wrongly believe AI-generated financial information is regulated, even as more of them said they trust AI tools than trust television, the press or social media influencers.

WRITTEN BY Laura Rinaldi · UPDATED 27 AUG 2026

News GLOBAL · 3 MIN

US Megadeals Drive Fintech Investment as EMEA Hits a Decade Low

Global fintech investment reached $103.1 billion in the first half of 2026, up from $72.2 billion in the second half of 2025.

WRITTEN BY Laura Rinaldi · UPDATED 25 AUG 2026

Analysis GLOBAL · 8 MIN

When an AI agent buys the wrong thing, card rules don’t say who pays

Picture an agent built on Cloudflare's new wallet infrastructure. It has a spending allowance, a list of approved merchants and a maximum transaction size, all set by the business that deployed it.

WRITTEN BY Laura Rinaldi · UPDATED 25 AUG 2026

News GLOBAL · 3 MIN

Three Regulators Join Banks in Live Pilot of Quantum-Resistant Wallet Signing

Financial regulators from three separate jurisdictions have started directly testing a live implementation of a newly finalised US post-quantum cryptography standard on bank wallets and cross-border digital asset transfers, in a pilot that moves the quantum-security debate from policy papers into working code.

WRITTEN BY Laura Rinaldi · UPDATED 25 AUG 2026

News NORTH AMERICA · 4 MIN

SEC Proposes Standing Framework for Certain Crypto-Asset Offerings

The US Securities and Exchange Commission has proposed a standing framework for certain investment contracts involving crypto assets, giving companies two ways to raise money without triggering the agency's full securities-registration regime.

WRITTEN BY Laura Rinaldi · UPDATED 24 AUG 2026

Interview EUROPE · 5 MIN

Five Minutes With…. Hannah Fitzsimons, CEO of Cashflows

More and more businesses want to own their payments rather than hand the whole process to someone else.

WRITTEN BY Laura Rinaldi · UPDATED 31 AUG 2026

News NORTH AMERICA · 2 MIN

Fiserv’s Merchant Platforms Gain Real-Time Global Payouts via Thunes Tie-Up

Fiserv's merchant platforms and marketplaces can now send money to pay employees, bills and suppliers anywhere in the world in real time, after the payments group struck a deal with cross-border payments network Thunes.

WRITTEN BY Laura Rinaldi · UPDATED 17 AUG 2026

News ASIA-PACIFIC · 3 MIN

Hong Kong Stablecoin Clears Real-Money Insurance Test as Security Flaws Surface

HashKey Exchange and YF Life Insurance International have completed a live transaction using real funds to test HKDAP, Hong Kong's regulated Hong Kong dollar stablecoin, for paying insurance premiums, in what the two companies call Hong Kong's first batch of institutional verification for the token.

WRITTEN BY Laura Rinaldi · UPDATED 17 AUG 2026

Interview ASIA-PACIFIC · 5 MIN

Five Minutes With…. James Pierog CEO of Glimpse

James Pierog is the Co-Founder and CEO of Glimpse, a Bitcoin-native forecasting market where users earn Bitcoin by making accurate forecasts on financial assets. Can you tell us about yourself and what brought you to this point in your career?

WRITTEN BY Laura Rinaldi · UPDATED 25 AUG 2026

News UK · 4 MIN

FCA and HTX Open Talks to Settle First-of-Its-Kind UK Crypto Marketing Case

The Financial Conduct Authority and HTX, a cryptocurrency exchange already under UK and EU sanctions, have opened talks to settle a lawsuit accusing the platform of illegally marketing crypto services to UK consumers, according to court filings first reported by Reuters.

WRITTEN BY Laura Rinaldi · UPDATED 14 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

Thailand’s Virtual Banks Enter a Market Where Profits Remain Elusive Across Asia

Thailand's virtual banking market opened on 19 June 2026, when Clicx Bank launched its app to become the country's first operating digital bank.

WRITTEN BY Laura Rinaldi · UPDATED 14 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

Asia Is Actively Building Agentic Finance While London Writes Its Roadmap

The most consequential regulatory document on AI in finance this year was written in London, and its subtext points east.

WRITTEN BY Fintechly Editor · UPDATED 12 AUG 2026

Analysis ASIA-PACIFIC · 3 MIN

Revolut Wins Full Australian Bank Licence With AUD$400M Pledge as Local Fintechs Regroup

Revolut has been granted an unrestricted Authorised Deposit-taking Institution (ADI) licence by the Australian Prudential Regulation Authority, launching Revolut Bank Australia on 21 July 2026 as the first global fintech to hold a full ADI licence and the company's first licensed bank in APAC.

WRITTEN BY Laura Rinaldi · UPDATED 12 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

The AI Cart Before the Horse: Asia-Pacific Banks Trade Headcount for Software

In his final weeks as chief executive of DBS, Piyush Gupta had delivered the best year in the bank's history. Record profit of S$11.4 billion, a share price at all-time highs, a S$1,000 bonus for nearly every employee.

WRITTEN BY Laura Rinaldi · UPDATED 11 AUG 2026

News · Blog NORTH AMERICA · 3 MIN

BMO and RBC Retreat From Payments Processing in $1.44bn Moneris Sale

Bank of Montreal and Royal Bank of Canada have agreed to sell their jointly owned payments processor, Moneris, to US private equity firm Francisco Partners for cash consideration of about $1.44bn. The two banks aren't making a clean exit.

WRITTEN BY Fintechly Editor · UPDATED 11 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

China Redefines e-CNY as Interest-Bearing Deposit Money to Break Adoption Deadlock

China has abandoned the defining premise of its digital currency. After a decade of positioning the e-CNY as digital cash, the People's Bank of China reclassified it on 1 January 2026 as "digital deposit money": an interest-bearing, account-based instrument that sits on the balance sheets of commercial banks rather than the central bank.

WRITTEN BY Fintechly Editor · UPDATED 11 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

APAC Payment Trends Show That Its Rails Are Finally Converging. The Next Contest Is the Interface

Asia Pacific's payments infrastructure problem is close to being solved, yet its interface problem is just getting started.

WRITTEN BY Fintechly Editor · UPDATED 11 AUG 2026

UK · 5 MIN

Five Minutes With…. Ross Sinclair CEO of EIP

EIP chief executive Ross Sinclair on parametric insurance and why AI-accelerated coding lets EIP bet on new products like a venture capital firm.

WRITTEN BY Laura Rinaldi · UPDATED 11 AUG 2026

Analysis GLOBAL · 6 MIN

Know Your Agent Is the Compliance Standard Agentic Commerce Doesn’t Have Yet

Agentic commerce already has live payment rails. What it does not have is a Know Your Agent standard: an agreed way for a bank to verify which agents deserve to hold a customer's payment credentials in the first place.

WRITTEN BY Laura Rinaldi · UPDATED 10 AUG 2026

· Blog UK · 3 MIN

AI Fraud Now Outpacing Defences, Say 76% of UK Financial Crime Leaders Who Have Encountered It

UK financial crime decision-makers are struggling to keep pace with AI-enabled fraud.

WRITTEN BY Fintechly Editor · UPDATED 10 AUG 2026

· Blog GLOBAL · 7 MIN

RTP Real Time Payments: What the RTP Network Is and How It Works

Learn how RTP real time payments work, from RTP network messages to limits, use cases, and controls so you can launch instant payments with confidence.

WRITTEN BY Fadil Ileri · UPDATED 27 JUL 2026

· Blog GLOBAL · 7 MIN

Instant Payments vs Real Time Payments: Are They the Same?

Instant payments vs real time payments explained: learn the key differences by market, what affects speed, and how to set clear user expectations.

WRITTEN BY Fadil Ileri · UPDATED 24 JUL 2026

· Blog GLOBAL · 7 MIN

What Is Payment Orchestration? The Simple Explanation + Examples

What is payment orchestration? Learn how it routes payments, retries failures, secures card data, and unifies reporting to boost approvals and uptime.

WRITTEN BY Fadil Ileri · UPDATED 20 JUL 2026

· Blog GLOBAL · 8 MIN

FedNow Real Time Payments: What FedNow Enables (and What It Doesn’t)

FedNow real time payments bring 24/7 instant settlement, but not chargebacks or built-in fraud protection. Learn what FedNow enables and how to plan.

WRITTEN BY Fadil Ileri · UPDATED 24 JUL 2026

· Blog GLOBAL · 6 MIN

Payment Orchestration Platform: Features That Matter Most to Merchants

Learn the payment orchestration platform features merchants need most—uptime, smart routing, integrations, reporting, and security—to boost approvals and cut outages.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

Explainer GLOBAL · 1 MIN

What is RegTech? Regulatory technology, its categories, and the companies building it

RegTech helps regulated firms automate compliance, from AML and sanctions screening to regulatory reporting, cyber controls and risk management.

WRITTEN BY Fadil Ileri · UPDATED 13 AUG 2026

Explainer · Blog MIDDLE EAST · 1 MIN

What is the UAE’s AML law? The 2025 overhaul, the regulators, and what it means for fintechs

The UAE’s 2025 AML law overhaul brings virtual-asset firms into scope, strengthens reporting duties and clarifies supervision across mainland, DIFC and ADGM firms.

WRITTEN BY Fadil Ileri · UPDATED 13 AUG 2026

Explainer GLOBAL · 1 MIN

What is transaction monitoring? How it works, why it fails, and the fines behind it

Transaction monitoring helps firms detect suspicious payments and customer activity, but false positives, weak data and poor tuning can lead to major AML failures.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

Explainer GLOBAL · 1 MIN

What is sanctions screening? The lists, the 50% rule, and why a name check isn’t enough

Sanctions screening checks customers, transactions and counterparties against official lists, but ownership rules and false positives make it more than a name check.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

Explainer GLOBAL · 1 MIN

What is regulatory reporting? The types, the regimes, and the cost of getting it wrong

Regulatory reporting requires financial firms to submit prescribed data to supervisors, with failures triggering major fines and compliance costs.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

Explainer GLOBAL · 1 MIN

Perpetual KYC, explained: how continuous monitoring is replacing the periodic review

Perpetual KYC replaces fixed periodic reviews with continuous, event-driven monitoring that keeps customer risk profiles current.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

Explainer GLOBAL · 1 MIN

What is Know Your Business (KYB)? Verification, beneficial ownership, and the rules that changed in 2026

Know Your Business explained: verification, ownership, and the 2025 rule changes.

WRITTEN BY Laura Rinaldi · UPDATED 3 SEP 2026

Explainer MIDDLE EAST · 1 MIN

What is the DFSA AML rulebook? The DIFC’s financial-crime module, explained

The DFSA AML rulebook sets financial-crime obligations for DIFC firms, covering customer due diligence, suspicious reporting and sanctions controls.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

Explainer GLOBAL · 1 MIN

What is the Bank Secrecy Act? The rules, the reports, and why it reaches beyond the US

The Bank Secrecy Act is the US AML law requiring financial firms to report suspicious activity and large cash transactions, with global reach through dollar clearing.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

· Blog GLOBAL · 8 MIN

Best Payment Orchestration Platforms: How to Compare Providers Fairly

Compare the best payment orchestration platforms with a fair scorecard, demo questions, and key tradeoffs to boost approvals and cut reconciliation work.

WRITTEN BY Fadil Ileri · UPDATED 14 JUL 2026

· Blog GLOBAL · 9 MIN

KYB for Sponsor Banks: How to Reduce Marketplace & BaaS Program Risk

Reduce marketplace and BaaS program risk with KYB solutions for sponsor banks. Learn workflows, monitoring, scoring, and audit-ready evidence.

WRITTEN BY Fadil Ileri · UPDATED 10 JUL 2026

· Blog GLOBAL · 9 MIN

Payment Orchestration Layer: Where It Sits in the Payments Stack

Learn where a payment orchestration layer fits in the payments stack and how it streamlines routing, fraud hooks, settlement visibility, and reporting.

WRITTEN BY Fadil Ileri · UPDATED 9 JUL 2026

· Blog GLOBAL · 8 MIN

Programmable Payments Explained: What They Are and Why They’re Coming Back

Programmable payments explained: automate payouts with smart rules, faster rails, and strong audit trails—plus key compliance checks before launch.

WRITTEN BY Fadil Ileri · UPDATED 8 JUL 2026

· Blog GLOBAL · 5 MIN

Payment Orchestration Meaning: The Jargon-Free Definition for Execs

Payment orchestration meaning made simple: learn how orchestration routes, retries, and reports across providers to cut failures and boost acceptance.

WRITTEN BY Fadil Ileri · UPDATED 7 JUL 2026

· Blog GLOBAL · 7 MIN

BaaS Platform: What It Is, What It Includes, and What It Replaces

BaaS platform guide: learn what it includes, what it replaces, and what still needs your team for licensing, risk, compliance, and operations.

WRITTEN BY Fadil Ileri · UPDATED 6 JUL 2026

· Blog GLOBAL · 8 MIN

Risk Management for Sponsor Banks: Controls Regulators Expect

Risk management for sponsor banks: learn the controls regulators expect, from KYB and monitoring to audit trails, limits, partner oversight, and governance.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

· Blog GLOBAL · 8 MIN

Sponsor Banks Explained: Why BaaS Needs a Bank Partner

Sponsor banks power BaaS by providing the charter, payment rails, and risk oversight. Learn what they underwrite and how roles split with fintechs.

WRITTEN BY Fadil Ileri · UPDATED 2 JUL 2026

· Blog GLOBAL · 8 MIN

Core Banking Software vs Core Banking Platforms: What’s the Difference?

Learn the difference between core banking software and core banking platforms, and choose the right operating model for faster change and cleaner integration.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

· Blog GLOBAL · 10 MIN

Core Banking System Explained: What It Is and Why It’s Changing

Core banking system explained: learn how it runs accounts, ledgers, and payments—and why modernization is accelerating with real-time, API-first cores.

WRITTEN BY Fadil Ileri · UPDATED 30 JUN 2026

Explainer GLOBAL · 8 MIN

Embedded finance vs banking as a service: the difference, explained

Embedded finance vs BaaS explained: learn key differences, where they overlap, and how to choose the right model for UX, control, and compliance.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

· Blog GLOBAL · 9 MIN

Cloud Core Banking: Benefits, Tradeoffs, and a Migration Checklist

Cloud core banking guide covering benefits, tradeoffs, and a migration checklist to reduce risk, manage data, and plan resilience and audit needs.

WRITTEN BY Fadil Ileri · UPDATED 26 JUN 2026

· Blog GLOBAL · 9 MIN

Core Banking API: How Modern Banks Expose Services Safely

Learn how a core banking API exposes account and payment services safely with entitlements, OAuth, mTLS, idempotency, and monitoring.

WRITTEN BY Fadil Ileri · UPDATED 24 JUN 2026

· Blog GLOBAL · 7 MIN

Core Banking Modernization: A Step-by-Step Playbook for 2026

Core banking modernization in 2026 made practical: follow a phased playbook with patterns, data migration steps, and KPIs to modernize safely.

WRITTEN BY Fadil Ileri · UPDATED 22 JUN 2026

· Blog GLOBAL · 9 MIN

General Ledger System Explained: The Backbone of Finance Ops

Learn how a general ledger system captures transactions, connects sub-ledgers, speeds month-end close, and improves audit-ready financial reporting.

WRITTEN BY Fadil Ileri · UPDATED 19 JUN 2026

· Blog GLOBAL · 9 MIN

Ledger System vs Core Banking Ledger: What’s the Difference?

Learn the difference between a ledger system, core banking ledger, GL, and sub-ledgers to avoid reporting errors and reconcile balances confidently.

WRITTEN BY Fadil Ileri · UPDATED 18 JUN 2026

· Blog GLOBAL · 8 MIN

Ledger System Design: Principles for Accuracy, Auditability, and Scale

Ledger system design principles for fintech: build accurate, auditable ledgers with double-entry, idempotency, reconciliation, and scale-ready patterns.

WRITTEN BY Fadil Ileri · UPDATED 17 JUN 2026

· Blog GLOBAL · 7 MIN

System of Record: Meaning, Examples, and Why It Matters in Fintech

Define a system of record in fintech with clear examples, plus proven ways to prevent balance conflicts, customer data drift, and audit errors.

WRITTEN BY Fadil Ileri · UPDATED 16 JUN 2026

· Blog GLOBAL · 8 MIN

System of Record vs Source of Truth: How to Avoid Data Conflicts

Learn source of truth vs system of record, map field ownership, and enforce single write paths to stop data conflicts across your fintech stack.

WRITTEN BY Fadil Ileri · UPDATED 12 JUN 2026

· Blog GLOBAL · 9 MIN

What Is a System of Record? A Practical Guide for Product Teams

What is a system of record? Learn how product teams define a source of truth with ownership, write controls, audit trails, and safe change management.

WRITTEN BY Fadil Ileri · UPDATED 11 JUN 2026

· Blog GLOBAL · 10 MIN

B2B Payment Processing Explained: What Happens After You Click “Pay Invoice”

B2B payment processing explained: learn what happens after Pay Invoice and how to improve remittance data, status tracking, and reconciliation.

WRITTEN BY Fadil Ileri · UPDATED 9 JUN 2026

· Blog GLOBAL · 10 MIN

B2B Payment Automation: How Finance Teams Remove Manual Work (and Errors)

B2B payment automation helps finance teams eliminate manual work, cut errors, and speed AP, AR, and reconciliation with measurable ROI.

WRITTEN BY Fadil Ileri · UPDATED 8 JUN 2026

· Blog GLOBAL · 9 MIN

B2B Payment Methods: Cards vs ACH vs Wires vs Real-Time Rails

Compare B2B payment methods—cards, ACH, wires, and real-time rails—to cut fees, pay suppliers faster, improve reconciliation, and reduce fraud risk.

WRITTEN BY Fadil Ileri · UPDATED 4 JUN 2026

· Blog GLOBAL · 10 MIN

B2B Payment Solutions: What Modern Platforms Offer in 2026

Explore modern B2B payment solutions in 2026: approvals, virtual cards, FX, ERP integrations, and reconciliation—plus a practical vendor comparison checklist.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

· Blog GLOBAL · 10 MIN

B2B Payment Security: Controls That Actually Reduce Fraud

Reduce B2B payment fraud with proven controls: independent verification, dual approvals, secure beneficiary management, limits, and pre-release monitoring.

WRITTEN BY Fadil Ileri · UPDATED 2 JUN 2026

· Blog GLOBAL · 10 MIN

Cross Border Payment Solutions: How to Choose the Right Model

Choose the right cross border payment solutions model with a scorecard for costs, FX, settlement speed, compliance, and corridor coverage across providers.

WRITTEN BY Fadil Ileri · UPDATED 25 MAY 2026

· Blog GLOBAL · 9 MIN

Cross Border Payment Processing: The Steps, the Delays, and the Fees

Cross border payment processing explained: see the steps, why delays happen, where fees hide, and how modern rails cut time and cost.

WRITTEN BY Fadil Ileri · UPDATED 25 MAY 2026

· Blog GLOBAL · 9 MIN

Cross Border Payment vs International Wire: What’s the Difference?

Cross border payment vs international wire: learn the key differences in speed, fees, FX, and tracking so you can choose the right rail for each use case.

WRITTEN BY Fadil Ileri · UPDATED 22 MAY 2026

· Blog GLOBAL · 10 MIN

Cross Border Payment Services for SMEs: A Practical Comparison Framework

Compare cross border payment services for SMEs with a simple 5-part framework on speed, FX spread, transparency, disputes, and compliance support.

WRITTEN BY Fadil Ileri · UPDATED 20 MAY 2026

· Blog GLOBAL · 9 MIN

SWIFT Payment System Explained: What SWIFT Does (and Doesn’t Do)

SWIFT payment system explained: learn how SWIFT messages payment instructions, why it doesn’t move money, and what affects settlement, tracking, and delays.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

GLOBAL · 10 MIN

Track SWIFT Payment Online: The Data Fields That Actually Matter

Track SWIFT payment online faster with a trace pack of UETR, Field 20, BICs, value date, charges, and party data to cut investigation time.

WRITTEN BY Fadil Ileri · UPDATED 18 MAY 2026

· Blog GLOBAL · 11 MIN

SWIFT Payment Tracking: How to Track a SWIFT Payment End-to-End

Track SWIFT payments end-to-end with UETR or MT103, key status checkpoints, and the top reasons swift payment tracking updates stall.

WRITTEN BY Fadil Ileri · UPDATED 19 AUG 2026

· Blog GLOBAL · 10 MIN

SWIFT Payment Tracker: What It Is and What Information You Need

Use a SWIFT payment tracker to trace delayed transfers. Learn which IDs banks need, like UETR or MT103, and what to ask to release funds fast.

WRITTEN BY Fadil Ileri · UPDATED 26 AUG 2026

· Blog GLOBAL · 10 MIN

Money Movement Services: A Practical Guide for Fintech Product Teams

Money movement services for fintech teams: learn the core stack, build vs buy choices, MVP staging, and how to scale routing, risk, and reconciliation.

WRITTEN BY Fadil Ileri · UPDATED 8 MAY 2026

GLOBAL · 8 MIN

Movement of Money Between Accounts: ACH vs Wire vs Card vs RTP

Compare ACH, wire, card rails, and RTP for movement of money between accounts—learn the best option for speed, cost, finality, and risk.

WRITTEN BY Fadil Ileri · UPDATED 7 MAY 2026

GLOBAL · 11 MIN

SEC Registration: When a Fintech Crosses Into ‘Securities’ Territory

Avoid surprises: learn when securities and exchange commission registration applies to fintech features like trading, advice, yield, or tokens.

WRITTEN BY Fadil Ileri · UPDATED 6 MAY 2026

· Blog GLOBAL · 9 MIN

SEC filings explained: the forms fintech investors see (10-K, S-1, 8-K) and why

Learn how an AI copilot in finance speeds analysis, drafts narratives, and improves decisions with guardrails—plus impact on SEC filings and compliance.

WRITTEN BY Fadil Ileri · UPDATED 5 MAY 2026

· Blog GLOBAL · 9 MIN

SEC Enforcement in Fintech and Crypto: How Cases Happen and What to Learn From Them

Learn how securities and exchange commission enforcement cases unfold in fintech and crypto, and reduce risk with stronger disclosures, custody, and governance.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

· Blog GLOBAL · 9 MIN

SEC complaints: how to report suspected investment fraud (and what happens next)

Learn what an AI copilot in finance does, key use cases, and governance steps to deploy safely and avoid a securities and exchange commission complaint.

WRITTEN BY Fadil Ileri · UPDATED 5 MAY 2026

GLOBAL · 9 MIN

FinCEN Form 114 (FBAR): a fintech founder’s guide to the basics

Learn what an AI copilot in finance does, from faster reporting to stronger controls, plus governance risks and a roadmap to deploy it responsibly.

WRITTEN BY Fadil Ileri · UPDATED 1 MAY 2026

GLOBAL · 7 MIN

Top RegTech companies to watch: the platforms automating compliance end-to-end

Learn what an AI copilot in finance does, how it differs from chatbots, and key risks. A must-read for reg tech companies deploying copilots.

WRITTEN BY Fadil Ileri · UPDATED 28 APR 2026

GLOBAL · 9 MIN

Can Banks Use Autonomous AI Under Current Regulations?

Learn what an AI copilot in finance does, how it differs from chatbots, and how to deploy it safely with ai regulation banking controls.

WRITTEN BY Fadil Ileri · UPDATED 27 APR 2026

GLOBAL · 10 MIN

Best RegTech solutions in 2026: a buyer’s checklist for AML, KYC and reporting

A practical AML, KYC and reporting buyer's checklist covering data access, copilot capabilities and where to start. Read the guide.

WRITTEN BY Fadil Ileri · UPDATED 3 SEP 2026

GLOBAL · 9 MIN

FCA authorisation: the two types of permissions fintechs should understand

Learn what an AI copilot in finance is, how it differs from chatbots and agents, and key use cases, benefits, and governance controls.

WRITTEN BY Fadil Ileri · UPDATED 23 APR 2026

GLOBAL · 9 MIN

FCA Consumer Duty explained for fintechs: outcomes, timelines and practical steps

Learn what an AI copilot in finance does, key use cases, and governance tips to stay compliant with fca consumer duty while speeding decisions.

WRITTEN BY Fadil Ileri · UPDATED 22 APR 2026

GLOBAL · 9 MIN

FCA Consumer Duty guidance: what it means for onboarding, pricing and complaints

Learn what an AI copilot in finance does day to day, key use cases, risks, and governance controls—plus fca consumer duty guidance for safe adoption.

WRITTEN BY Fadil Ileri · UPDATED 20 APR 2026

GLOBAL · 8 MIN

FCA authorisation checklist: what your application needs before you hit submit

Learn what an AI copilot in finance is, how it boosts FP&A, close, and treasury, key risks, and what to look for—plus fca authorisation basics.

WRITTEN BY Fadil Ileri · UPDATED 17 APR 2026

GLOBAL · 7 MIN

Fighting AI With AI: Fraud Detection in the Age of Deepfakes

Learn what an AI copilot in finance does, where it fits vs automation, and how to deploy it safely with governance and AI fraud detection finance controls.

WRITTEN BY Fadil Ileri · UPDATED 15 APR 2026

GLOBAL · 8 MIN

Finance Automation Software: How to Choose the Right Platform

See what an AI copilot in finance does and how finance automation software speeds forecasting, close, and reporting with strong governance controls.

WRITTEN BY Fadil Ileri · UPDATED 14 APR 2026

GLOBAL · 9 MIN

AI vs RPA in Finance: Which Automation Approach Wins?

Learn how an AI copilot improves analysis, forecasting, and compliance with audit-ready outputs—and see the key differences in ai vs rpa finance.

WRITTEN BY Fadil Ileri · UPDATED 13 APR 2026

GLOBAL · 9 MIN

Voice Deepfake Fraud: Why Banks Are Rethinking Authentication

Learn what an AI copilot in finance is, key use cases, and governance tips to cut risk and help prevent voice deepfake fraud in banking.

WRITTEN BY Fadil Ileri · UPDATED 10 APR 2026

GLOBAL · 8 MIN

Behavioral Biometrics and AI: The Future of Fraud Prevention

Discover how an AI copilot in finance accelerates reporting and decisions with audit-ready insights, plus where behavioral biometrics fraud fits.

WRITTEN BY Fadil Ileri · UPDATED 9 APR 2026

Explainer GLOBAL · 8 MIN

Explainable AI in finance: what it is and why regulators want it

Learn what an AI copilot in finance does, key use cases, benefits, risks, and a rollout roadmap—plus how explainable AI in finance keeps control.

WRITTEN BY Laura Rinaldi · UPDATED 13 AUG 2026

GLOBAL · 8 MIN

How AI Is Being Used to Commit Financial Fraud

Learn what an AI copilot in finance does and how it speeds reporting, close, treasury, and ai financial fraud detection with strong controls and audit trails.

WRITTEN BY Fadil Ileri · UPDATED 7 AUG 2026

GLOBAL · 7 MIN

Finance Automation Explained: From Manual Processes to AI-Driven Ops

Learn what an AI copilot in finance is, how finance automation speeds analysis and reporting, and the controls that keep humans accountable.

WRITTEN BY Fadil Ileri · UPDATED 1 APR 2026

GLOBAL · 11 MIN

Finance Process Automation: What Can (and Can’t) Be Automated

Learn what an AI copilot in finance is, how it improves decisions, and where finance process automation boosts FP&A, treasury, accounting, and risk.

WRITTEN BY Fadil Ileri · UPDATED 31 MAR 2026

GLOBAL · 11 MIN

Compliance Copilots: How AI Is Reading Regulations for Banks

Deploy a compliance AI copilot safely in finance: see where it fits in regulated workflows, what controls you need, and how it affects cost-to-serve.

WRITTEN BY Fadil Ileri · UPDATED 24 MAR 2026