MEMBER VOICES
Member Voices
Commentary and contributed articles from Fintechly members, published in their own names, sharing their take on the industry. Their views, not ours.
Infrastructure Debt is the Hidden Tax Killing Growth
Many financial services firms are still operating on outdated technology, yet modernising it rarely rises to the top of the agenda. Legacy infrastructure is treated as a maintenance issue: a cost to be contained rather than a strategic risk to be addressed.
Adam Dowling
Chief Commercial Officer, IFX Payments
MiCA’s Shakeout Will Force Wealth Managers to Confront a Crypto Data Gap
MiCA has done more than reshape the European crypto market. It has exposed a weakness wealth managers can no longer ignore: crypto is still too often treated as a reporting exception.
Radomir Mastalerz
Co-founder & CTO, WealthArc
Fintechs Are Taking Over Travel: The Rise of a New Digital Ecosystem
Deepak Gusain, COO at Cartex, explores why fintechs are taking over travel. Planning a trip today has become more than just an activity for the end customer.
Deepak Gusain
COO, Cartex
Capital Can Now Move as Fast as Global Business Does
The gap between how fast business moves and how fast capital follows is finally closing. Stablecoins and other digital rails now let treasury access and redeploy cash in near real-time, twenty-four hours a day, regardless of banking hours or time zone.
Nigel Brook-Walters
Chief Revenue Officer, COINPAYMENTS
The Critical Flaw in Insurance AI
Discover why insurers' AI investments underperform. Learn how data readiness and governance determine AI success in claims, underwriting, and fraud detection.
Errol Rodericks
Director of Product Marketing, Denodo
AI Adoption Is No Longer a Technology Challenge: It Is a Management One
Discover why 95% of AI pilots fail. Learn how leadership, governance, and management transform AI adoption into sustainable business results.
Eugenia Mykuliak
Founder and Executive Director, B2PRIME Group
U.S. Payment Rails Aren’t Ready For The Stablecoin Surge
As the GENIUS, Clarity and PACE Acts pave the way for tokenised payments at scale, Dave Scola, US CEO at Form3, explores whether U.S. payment systems are operationally ready to support this.
Dave Scola
US CEO, Form3
Payments as the Growth Engine of Digital Commerce: Why a Robust Payments Strategy Will Define Subscription Success in 2026
Worldline's Kym Lukins on why payment performance now drives subscription revenue, across seven shifts from churn recovery to agentic commerce, stablecoins and DORA.
Kym Lukins
Commercial Director Digital Services, Worldline Global
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