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Neobanks.

A decade on from the first wave of fluoro card launches, the neobanks that survived are a different species: regulated in multiple jurisdictions, quietly profitable, and pushing into credit, wealth and business banking. We cover the twenty or so that matter — Monzo, Nubank, Revolut, Chime, Starling, Bunq, Bank Zero — and the dozens of regional entrants eating share in the places nobody else wants to operate.

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Fintech banking news, from neobanks to incumbents

Fintechly’s banking desk covers the institutions that move money for a living: the neobanks fighting for primary-account status, the incumbents rebuilding on modern cores, the banking-as-a-service platforms renting out their licences, and the lenders financing everyone from consumers to SMEs. 

We report the numbers behind the narrative. Deposit growth, funding rounds, licence approvals, provider switches and the quiet retreats that rarely get announced. Each story is filed by beat, so you can follow neobanks, incumbents, consumer credit, SME banking or licensing on their own.

The audience is operators, investors and regulators who need to know which banking model is compounding and which is running out of road, before the market does.

WHAT FINTECHLY IS TRACKING

Six banking stories we're reporting next.

  • MONZO

    The S-1 questions nobody is asking out loud, and the buy-side calls we made this week.

  • CHASE

    A private stablecoin-wallet pilot we first reported is now in the hands of its top ten treasury clients.

  • SOLARIS

    The BaaS platform is signing again. The real story is who it is not signing.

  • NUBANK

    Mexico deposits have begun to diverge from the rest of LATAM. We think we know why.

  • REVOLUT

    The last EU licensing hurdle is cleared; the French rollout is five days away.

  • APPLE CARD

    Year-two delinquency cohorts reconstructed from the securitisation trust's monthly filings.

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