FCA authorisation checklist: what your application needs before you hit submit
Learn what an AI copilot in finance is, how it boosts FP&A, close, and treasury, key risks, and what to look for—plus fca authorisation basics.
BY · 17 APR 2026
SECTION · BANKING & NEOBANKS · NEOBANKS — THE SECOND-GENERATION CHALLENGERS
Neobanks.
A decade on from the first wave of fluoro card launches, the neobanks that survived are a different species: regulated in multiple jurisdictions, quietly profitable, and pushing into credit, wealth and business banking. We cover the twenty or so that matter — Monzo, Nubank, Revolut, Chime, Starling, Bunq, Bank Zero — and the dozens of regional entrants eating share in the places nobody else wants to operate.
018 STORIES PUBLISHED THIS QUARTER · UPDATED DAILY
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The Power of White-Label Services in Modern Banking
“As someone who’s been in finance for a decade, I’m a huge fan of BaaS for one simple reason: the ability to offer whitelabel services. Banks can offer products such as deposit…
BY · 9 FEB 2026
BaaS (Banking as a Service) Explained: How Fintechs Build Banking Products
Banking as a Service (BaaS) decouples banking from banks, fuelling a US$75 billion market while sparking a regulatory crackdown on systemic fragility.
BY · 7 FEB 2026
Mexico: The New Frontier for Global Fintech Giants
The global fintech ecosystem has long viewed Latin America as a land of immense promise, but for years, the narrative was dominated by Brazilian success stories. That centre of gravity has now decisively shifted north. With the official launch of Revolut Bank S.A. in México this week, the country has cemented its status as the […]
BY · 28 JAN 2026
The Rise of Neobanks: Disrupting the Traditional Banking Sector with Fintech Innovation
Neobanks revolutionize banking with tech-savvy services, user-centric approach, and digital experiences, challenging traditional models. Discover how they redefine finance!
BY · 5 JUN 2024
Enhancing Borrower Satisfaction: The Power of Customer-Centric Communication in Banking
Discover how customer-focused communication shapes borrower satisfaction in the banking industry and the role it plays in differentiating financial institutions.
BY · 5 JUN 2024
The Unresolved Challenger Experience in Business Banking
Traditional banks have the opportunity to revolutionise their services and deliver better, more seamless services that can alleviate the pressure businesses face while also offering more innovative user experiences.
BY · 5 APR 2023
Onboarding in Digital Banking: Overcoming the First Hurdle
Banking clients want flexibility and transparency in the onboarding process. Discover the benefits of a fully-digitised onboarding process, from cost savings
BY · 24 MAR 2023
How Banks Can Minimise Frustration in a Digital-First World
Banks are embracing the digital shift and taking proactive steps to ensure customers have a seamless experience when using online or mobile banking services.
BY · 17 DEC 2022
Go Digital-Native with Hybrid, Multi-Cloud: The Way Forward for European Banks
Banks are increasingly moving away from legacy systems of operations and embracing cloud computing to improve their systems and keep up with the competition.
BY · 17 DEC 2022
Why Dynamic Segmentation Is the Future of Retail Banking
When it comes to customer data, it can be tempting to have a "one size fits all" approach. However, this approach can often lead to suboptimal results.
BY · 31 OCT 2022
How Can Challenger Banks Improve Financial Crime Controls?
The fintech sector is a prime target for hackers and criminals. Here are some ways challengers can improve their financial crime controls and meet regulations.
BY · 11 MAY 2022
5 Key Trends That Are Going to Affect All Challenger Banks
Stay ahead of the latest challenger bank trends and learn how they disrupt traditional banking models. Read this expert analysis now to find out more!
BY · 2 MAY 2022
Banking Automation: Streamlining the Industry Using Fintech
Automation can help banks reduce costs, improve customer satisfaction, and increase efficiency. It can also help them manage risk and compliance.
BY · 8 APR 2022
Banks and Fintechs – Let’s Stop Fixing What Isn’t Broken
Discover why it's important to be practical when adapting to change and put banks at the heart of business decisions when it comes to financial technology.
BY · 6 APR 2022
WHAT FINTECHLY IS TRACKING
Six banking stories we're reporting next.
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MONZO
The S-1 questions nobody is asking out loud, and the buy-side calls we made this week.
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CHASE
A private stablecoin-wallet pilot we first reported is now in the hands of its top ten treasury clients.
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SOLARIS
The BaaS platform is signing again. The real story is who it is not signing.
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NUBANK
Mexico deposits have begun to diverge from the rest of LATAM. We think we know why.
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REVOLUT
The last EU licensing hurdle is cleared; the French rollout is five days away.
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APPLE CARD
Year-two delinquency cohorts reconstructed from the securitisation trust's monthly filings.
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