Consumer Protection

Disclosure rules, scam liability, overdraft caps, fair-lending tests, complaint-handling standards — consumer protection is the category most likely to reshape a fintech's unit economics overnight. Our coverage tracks the CFPB, the FCA's Consumer Duty, EU consumer-credit rewrites, and the supervisory actions behind the headlines.

News GLOBAL · 3 MIN READ · 25 AUG 2026

Three Regulators Join Banks in Live Pilot of Quantum-Resistant Wallet Signing

Financial regulators from three separate jurisdictions have started directly testing a live implementation of a newly finalised US post-quantum cryptography standard on bank wallets and cross-border digital asset transfers, in a pilot that moves the quantum-security debate from policy papers into working code.

BY LAURA RINALDI

News UK · 4 MIN

FCA and HTX Open Talks to Settle First-of-Its-Kind UK Crypto Marketing Case

BY LAURA RINALDI · 14 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

Asia Is Actively Building Agentic Finance While London Writes Its Roadmap

BY FINTECHLY EDITOR · 12 AUG 2026

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Analysis ASIA-PACIFIC · 5 MIN

China Redefines e-CNY as Interest-Bearing Deposit Money to Break Adoption Deadlock

China has abandoned the defining premise of its digital currency. After a decade of positioning the e-CNY as digital cash, the People's Bank of China reclassified it on 1 January 2026 as "digital deposit money": an interest-bearing, account-based instrument that sits on the balance sheets of commercial banks rather than the central bank.

BY FINTECHLY EDITOR · 11 AUG 2026

Analysis ASIA-PACIFIC · 5 MIN

APAC Payment Trends Show That Its Rails Are Finally Converging. The Next Contest Is the Interface

Asia Pacific's payments infrastructure problem is close to being solved, yet its interface problem is just getting started.

BY FINTECHLY EDITOR · 11 AUG 2026

UK · 3 MIN

AI Fraud Now Outpacing Defences, Say 76% of UK Financial Crime Leaders Who Have Encountered It

UK financial crime decision-makers are struggling to keep pace with AI-enabled fraud.

BY FINTECHLY EDITOR · 10 AUG 2026

MIDDLE EAST · 5 MIN

Al Etihad Credit Bureau Adds Tabby and Tamara Data to UAE Credit Reports

Buy now, pay later activity will count towards a UAE credit file for the first time from July 2026, closing a gap that has widened alongside the country's $5 billion BNPL market.

BY RUDRI MEHTA KACHHY · 28 JUL 2026

GLOBAL · 1 MIN

Treasury Targets Faster AI Adoption in Finance as Survey Shows City Already Ahead

HM Treasury's two AI Champions have published a plan setting out how the government, regulators and financial firms should speed up the safe adoption of artificial intelligence, with 10 recommendations the government says it has accepted where they fall to it.

17 JUL 2026

GLOBAL · 1 MIN

Mansion House 2026: Britain bets on writing the rulebook first

Three announcements, one bet: open banking gets a permanent legislative home, stablecoins get transatlantic alignment, and gilts go on-chain. Britain is competing on rule-making speed, not capital. The gap between announcement and enforceable rule is the whole risk.

17 JUL 2026

UK · 1 MIN

Most crypto firms will not clear FCA authorisation

Most crypto firms may struggle to clear FCA authorisation as the UK’s new regime raises the bar beyond AML registration.

14 JUL 2026

GLOBAL · 1 MIN

FCA sets final crypto authorisation rules with 2027 deadline

The Financial Conduct Authority has published the final rules for the UK's cryptoasset regime, requiring trading platforms, intermediaries, custodians, stablecoin issuers and staking firms to obtain FCA authorisation to serve UK customers.

10 JUL 2026

UK · 1 MIN

BoE and FCA divide oversight of systemic stablecoins

The Bank of England and the Financial Conduct Authority have set out how they will share responsibility for regulating the largest stablecoins, with the Bank taking the backing assets and the FCA keeping conduct and consumer protection.

10 JUL 2026

UK · 1 MIN

BNPL Purchases Under £50 Now Require Affordability Checks From 15 July

Buy now, pay later becomes a regulated product in the UK on 15 July, and the most demanding part of the new regime lands on the smallest purchases.

10 JUL 2026

UK · 1 MIN

Aviva moves to deliver advice at scale under new Targeted Support regime

Aviva, one of the UK's largest pension providers, is moving to deliver financial advice and guidance at scale under Britain's new Targeted Support regime, in one of the first big provider deployments since the rules took effect.

10 JUL 2026

UK · 8 MIN

FCA Mills Review Puts AI Advice, Agents And Accountability Under The Spotlight

FCA’s Mills review says retail financial services are moving towards AI-enabled and delegated journeys, raising questions over advice, redress, Big Tech and supervision.

6 JUL 2026

ASIA-PACIFIC · 5 MIN

Pig Butchering Scams Move Billions, Southeast Asia Remains as Global Hub

Crypto scams topped $14billion in 2025, as pig butchering networks became more industrialised, AI-enabled and harder to disrupt.

5 JUL 2026

UK · 7 MIN

FCA Softens Crypto Rules as UK Sets Out Dual Stablecoin Supervision

FCA cuts stablecoin capital requirements and confirms UK authorisation opens 30 September 2026. Read how the dual FCA-BoE regime will work.

1 JUL 2026

EUROPE · 5 MIN

Binance Misses MiCA Deadline as EU Crypto Market Faces Licence Shake-Up

Binance will restrict EU services from 1 July after missing the MiCA deadline, as authorised rivals prepare to gain customers.

28 JUN 2026

EUROPE · 13 MIN

Kalipso: ‘Every AI-Generated Sentence Needs a Source’

Following a $3.2 million funding round, Kalipso co-founders Pierre Ferran and Virginia Debernardi share insight into how the company plans to grow its regulatory compliance platform and why AI-generated advice must always lead back to the law.

26 JUN 2026

EUROPE · 9 MIN

Digital Euro Clears Key Vote as Banks Face Up to €5.8 Billion in Costs

MEPs have backed a digital euro with free basic services and privacy safeguards, as Moody’s points to uncertain demand and high bank costs.

25 JUN 2026

GLOBAL · 5 MIN

Investment Platforms Warn 22% Tax on ISA Cash Could Deter New Investors

eToro and Charles Stanley Direct say the UK’s new 22% charge on cash interest in Stocks and Shares ISAs could add complexity and deter cautious savers from investing.

25 JUN 2026

UK · 6 MIN

‘Will the Seventh Prime Minister Deliver Stability?’: UK Fintech Reacts to Starmer’s Exit

Fintech and payments leaders are seeking continuity on regulation and investment as Sir Keir Starmer’s resignation opens another period of political uncertainty.

23 JUN 2026

UK · 7 MIN

Bank of England Revises Stablecoin Rules as Industry Questions UK Competitiveness

The Bank of England has dropped proposed customer holding limits and relaxed its backing rules, but industry groups say the revised framework could still weaken the commercial case for sterling stablecoi

22 JUN 2026

UK · 5 MIN

Tech Platforms Face Pressure As UK Fraud Losses Hit £1.28 Billion

Social media platforms and telecoms providers are facing renewed calls to stop fraud closer to its source after UK payment fraud losses rose to £1.28 billion in 2025.

15 JUN 2026

GLOBAL · 7 MIN

Ownership Data Gaps Are Slowing the Fight Against Cross-Border Financial Crime

A new global report says beneficial ownership registers need better cross-border links to help banks, regulators and law enforcement trace hidden ownership structures.

11 JUN 2026

GLOBAL · 5 MIN

Financial Institutions Face an Adverse Media Screening Gap

Ripjar research shows financial institutions increasingly treat adverse media screening as a core financial crime control, but manual searches and fragmented systems remain common.

1 JUN 2026

UK · 5 MIN

The AML Readiness Gap: Firms Say They’re Confident, but Policies Tell Another Story

Research from VinciWorks suggests a gap between compliance confidence and practical preparation, with crypto exposure emerging as one of the clearest weak spots.

26 MAY 2026

NORTH AMERICA · 6 MIN

Trump Fintech Order Puts Non-Bank Access to Fed Payment Rails Back in Focus

Trump’s fintech order has put non-bank access to US payment rails back in focus, with regulators asked to review how fintech firms fit into core infrastructure.

22 MAY 2026

NORTH AMERICA · 5 MIN

Fintech Groups Push Back as Tennessee Taxes Overseas Money Transfers

Tennessee has introduced a tax on overseas money transfers, drawing fintech industry criticism as US remittance rules become more complicated.

22 MAY 2026

GLOBAL · 4 MIN

Stalkerware and Doxing Services Expose Gaps in Tech-Enabled Abuse Awareness

Kaspersky research finds that nearly half of adults experienced tech-enabled abuse in the past year, while awareness of the term remains low.

21 MAY 2026

GLOBAL · 9 MIN

Bank of England Reconsiders Stablecoin Caps After Industry Pushback

Industry figures have responded to reports that the Bank of England is reconsidering proposed stablecoin holding caps and reserve requirements.

17 MAY 2026

GLOBAL · 8 MIN

King’s Speech Puts Payments Regulation, Digital ID and Cyber Resilience on UK Fintech Agenda

The 2026 King’s Speech sets out reforms affecting UK fintech, payments and digital finance, from PSR consolidation and digital ID to cyber resilience and late payment protections.

13 MAY 2026

GLOBAL · 5 MIN

Australia’s CGT Reforms Spark Fintech Warning Over Startup Investment

Australia’s proposed CGT reforms have prompted fintech warnings over startup funding, employee equity incentives and early-stage investment.

13 MAY 2026

The rules that govern fintech

Regulation decides what fintechs can build and how fast they can launch it. We cover the regulators, the laws and the enforcement that set those limits: MiCA, Section 1033, the AI Act, stablecoin licensing, financial-crime rules and consumer-protection reform, across the UK, EU, US and the Gulf.

Alongside the news, this is where our intelligence comes into its own. The Regulatory Calendar tracks the deadlines, consultations and rules coming down the line, and Enforcement & Warnings logs the fines and actions as they land, so you can see a change coming while there’s still time to act.

It’s read by the compliance, policy and regtech teams who need to turn a consultation paper into a deadline they can plan for.

Got a story or an idea for Consumer Protection?

If there’s a ruling, a regulation or a trend you think we should be covering, send us an email at [email protected].

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