HOME BANKING & NEOBANKS CONSUMER CREDIT
A category redefined twice in a decade — first by BNPL, now by AI-driven underwriting and stablecoin-settled credit. Our reporting follows the cap tables, the loss curves, and the regulatory reset on fair-lending and disclosure that is reshaping every US and European lender in 2026.
038 STORIES PUBLISHED THIS QUARTER · UPDATED DAILY
TOPIC
TYPE
GEOGRAPHY
38 STORIES
SORTED BY MOST RECENT
New agreement brings dedicated banking support, trade finance and funding solutions closer to companies operating in SAIF Zone
BY RUDRI MEHTA KACHHY · 25 JUN 2026
NatWest is rolling out an AI and data ethics accreditation across its workforce as AI tools become more widely used in banking operations.
22 JUN 2026
Tencent Cloud and CNCBI partner to rebuild core banking systems on the cloud and use AI across fraud detection, risk control and operations.
22 JUN 2026
Finance House Group unveils its first full-fledged banking institution in Abu Dhabi Global Market with a focus on borderless banking and digital financial services
BY RUDRI MEHTA KACHHY · 15 JUN 2026
Barclays has agreed to acquire GoHenry’s UK business from Acorns, as it looks to build out its youth and family banking offer in the UK.
12 JUN 2026
The Wio Bank Geidea partnership takes another significant step by bringing digital banking and financing services closer to small and medium-sized enterprises (SMEs).
BY RUDRI MEHTA KACHHY · 8 JUN 2026
The Clearing House and a group of major banks are developing infrastructure for tokenised commercial bank money, as banks look to bring on-chain payments into regulated settlement frameworks.
6 JUN 2026
The partnership aims to streamline banking access and support digital transformation for companies operating within the DWTC Free Zone.
BY RUDRI MEHTA KACHHY · 29 MAY 2026
United Texas Bank has secured conditional OCC approval to become a national bank, positioning it as a federally supervised banking partner for stablecoin issuers, digital asset firms and correspondent banking clients.
28 MAY 2026
Bitget has launched Reality, a platform for tokenised US stocks and ETFs, as the exchange extends its push beyond crypto trading into traditional market-linked assets.
27 MAY 2026
Zopa has become the first UK bank approved for targeted support, as the FCA’s new advice-gap regime moves from policy into live banking products.
21 MAY 2026
Recent launches from Lloyds, Starling, Menna and PayPal show financial services providers adding more digital tools around small business tax, payments, credit visibility and AI adoption.
19 MAY 2026
ThetaRay research finds UK customers would consider switching banks over financial crime failures, while also demanding clearer communication during onboarding and transaction checks.
19 MAY 2026
Standard Chartered plans to reduce corporate function roles by more than 15% by 2030 as AI becomes more central to banking productivity plans.
19 MAY 2026
Crux Analytics co-founder and CEO Jacob Bennett discusses relationship-led small business banking, the role of AI and how banks can scale customer engagement without losing the human element.
18 MAY 2026
Temenos Community Forum 2026 explored how banks can modernise core systems, adopt AI and maintain trust as technology demands grow.
12 MAY 2026
ADIB has joined ADX’s Tabadul platform, giving ADIB Securities clients broader cross-border access to regional and emerging markets through a single trading platform.
7 MAY 2026
JD Power data shows digital finance brands gaining ground in banking and DIY investing, while incumbents retain an edge in wealthier segments.
BY CLAIRE SMITH · 3 MAY 2026
Envoy is designed to help Lloyds teams build, reuse and monitor AI agents across the group, as the bank expands its responsible AI capability.
1 MAY 2026
The central bank’s latest move could make future digital euro payments easier to adopt across Europe.
24 APR 2026
The concern around Mythos sits less in the model itself than in what it reveals about legacy systems, third-party dependencies and how quickly financial firms can respond.
20 APR 2026
“As someone who’s been in finance for a decade, I’m a huge fan of BaaS for one simple reason: the ability to offer whitelabel services. Banks can offer products such as deposit…
9 FEB 2026
Banking as a Service (BaaS) decouples banking from banks, fuelling a US$75 billion market while sparking a regulatory crackdown on systemic fragility.
7 FEB 2026
The global fintech ecosystem has long viewed Latin America as a land of immense promise, but for years, the narrative was dominated by Brazilian success stories. That centre of gravity has now decisively shifted north. With the official launch of Revolut Bank S.A.
28 JAN 2026
Neobanks revolutionize banking with tech-savvy services, user-centric approach, and digital experiences, challenging traditional models. Discover how they redefine finance!
5 JUN 2024
Discover how customer-focused communication shapes borrower satisfaction in the banking industry and the role it plays in differentiating financial institutions.
5 JUN 2024
Traditional banks have the opportunity to revolutionise their services and deliver better, more seamless services that can alleviate the pressure businesses face while also offering more innovative user experiences.
5 APR 2023
Banking clients want flexibility and transparency in the onboarding process. Discover the benefits of a fully-digitised onboarding process, from cost savings
24 MAR 2023
Banks are embracing the digital shift and taking proactive steps to ensure customers have a seamless experience when using online or mobile banking services.
17 DEC 2022
Banks are increasingly moving away from legacy systems of operations and embracing cloud computing to improve their systems and keep up with the competition.
17 DEC 2022
When it comes to customer data, it can be tempting to have a "one size fits all" approach. However, this approach can often lead to suboptimal results.
31 OCT 2022
The fintech sector is a prime target for hackers and criminals. Here are some ways challengers can improve their financial crime controls and meet regulations.
11 MAY 2022
Stay ahead of the latest challenger bank trends and learn how they disrupt traditional banking models. Read this expert analysis now to find out more!
2 MAY 2022
Automation can help banks reduce costs, improve customer satisfaction, and increase efficiency. It can also help them manage risk and compliance.
8 APR 2022
Discover why it's important to be practical when adapting to change and put banks at the heart of business decisions when it comes to financial technology.
6 APR 2022
Fintechly’s banking desk covers the institutions that move money for a living: the neobanks fighting for primary-account status, the incumbents rebuilding on modern cores, the banking-as-a-service platforms renting out their licences, and the lenders financing everyone from consumers to SMEs.
We report the numbers behind the narrative. Deposit growth, funding rounds, licence approvals, provider switches and the quiet retreats that rarely get announced. Each story is filed by beat, so you can follow neobanks, incumbents, consumer credit, SME banking or licensing on their own.
The audience is operators, investors and regulators who need to know which banking model is compounding and which is running out of road, before the market does.
WHAT FINTECHLY IS TRACKING
MONZO
The S-1 questions nobody is asking out loud, and the buy-side calls we made this week.
CHASE
A private stablecoin-wallet pilot we first reported is now in the hands of its top ten treasury clients.
SOLARIS
The BaaS platform is signing again. The real story is who it is not signing.
NUBANK
Mexico deposits have begun to diverge from the rest of LATAM. We think we know why.
REVOLUT
The last EU licensing hurdle is cleared; the French rollout is five days away.
APPLE CARD
Year-two delinquency cohorts reconstructed from the securitisation trust's monthly filings.
FOR PRACTITIONERS & INSIDERS
Fintechly takes confidential source documents through SecureDrop, Signal and encrypted email. We protect identities. We verify everything. We never burn a source.
