The CFPB’s 1033 Rule: What Open Banking Access Means for US Lenders
The CFPB's Section 1033 open banking rule is enjoined and under review. Here's the current status for US banks, lenders and data aggregators.
BY LAURA RINALDI
The home for fintech intelligence and news, for the people who build it, fund it and regulate it.
Core banking, ledgers, identity, RegTech, AI & automation, data & APIs. The systems that run beneath every fintech product.
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Deribit, the crypto derivatives exchange Coinbase acquired for roughly $2.9 billion, has secured a Broker-Dealer Licence from Dubai's Virtual Assets Regulatory Authority (VARA), Coinbase announced on 13 August 2026.
BY RUDRI MEHTA KACHHY · 19 AUG 2026
ADX has become the first exchange in the MENA region to make its live market data directly queryable through general-purpose AI platforms, via a governed Model Context Protocol server with four pricing tiers, including a free entry level.
BY RUDRI MEHTA KACHHY · 13 AUG 2026
The Financial Services Regulatory Authority granted Coinbase permission to arrange and custody tokenised securities, alongside a separate prospectus approval for certificates tied to Apple stock.
BY RUDRI MEHTA KACHHY · 12 AUG 2026
BHM Capital has become the first UAE financial institution to connect to Kazakhstan's Astana International Exchange as a Market Making Member, via ADX's Tabadul platform.
BY RUDRI MEHTA KACHHY · 11 AUG 2026
The deal pairs Tether's tokenisation technology with a local commercial operator and an integration partner, landing in a market that already has its own real estate tokenisation framework.
BY RUDRI MEHTA KACHHY · 10 AUG 2026
ADIB is the first external bank to deploy Visa's newly launched fraud and cyber intelligence platform, built on the same defences Visa uses to protect its own global network.
BY RUDRI MEHTA KACHHY · 23 JUL 2026
Core42 now powers both the Central Bank of the UAE's sovereign cloud mandate for licensed institutions and a new open-market platform with e& UAE, raising fresh governance questions for banks.
BY RUDRI MEHTA KACHHY · 22 JUL 2026
EMBARGO: Silverflow data held until 08:00 CEST, 16 July 2026. Internal review copy — do not publish before the embargo lifts.
17 JUL 2026
Digital Workforce’s Kieran Watts discusses agentic AI in financial services, operational adoption, governance, compliance and the build-versus-partner question.
15 JUL 2026
Fractional dealing is spreading through UK adviser and wealth platforms, but lower minimum trades do not necessarily mean lower investing costs.
14 JUL 2026
Wultra has raised €6.8m to expand post-quantum digital identity technology as banks prepare for future threats to encryption.
13 JUL 2026
Reduce marketplace and BaaS program risk with KYB solutions for sponsor banks. Learn workflows, monitoring, scoring, and audit-ready evidence.
10 JUL 2026
Financial institutions are being pushed to prepare for post-quantum encryption as long-life sensitive data becomes exposed to “harvest now, decrypt later” risks.
8 JUL 2026
Ten concrete ways blockchain is changing financial services across Asia-Pacific in 2026.
8 JUL 2026
Numi co-founder Leni Andronicos explains why the most valuable brand relationship in fintech might be the one a user never has to think about.
BY RUDRI MEHTA KACHHY · 7 JUL 2026
Refiant CEO Viroshan Naicker says financial institutions need AI that can run locally, respond instantly and leave a clear audit trail, rather than relying solely on large cloud-based models.
5 JUL 2026
Following a $180 million growth round led by Riverwood Capital, LeapXpert co-founder and chief business officer Avi Pardo outlines why the company believes governed conversations on WhatsApp, iMessage and Signal are about to become one of the enterprise's most valuable data assets - and where AI fits in
3 JUL 2026
Risk management for sponsor banks: learn the controls regulators expect, from KYB and monitoring to audit trails, limits, partner oversight, and governance.
3 JUL 2026
AI-native travel and spend management platform establishes regional headquarters in Abu Dhabi as it expands across the GCC
BY RUDRI MEHTA KACHHY · 2 JUL 2026
Sponsor banks power BaaS by providing the charter, payment rails, and risk oversight. Learn what they underwrite and how roles split with fintechs.
2 JUL 2026
Learn the difference between core banking software and core banking platforms, and choose the right operating model for faster change and cleaner integration.
1 JUL 2026
Australian fintechs are finding their way into Southeast Asia by partnering with local banks, networks and government programmes rather than competing for customers directly.
30 JUN 2026
Core banking system explained: learn how it runs accounts, ledgers, and payments—and why modernization is accelerating with real-time, API-first cores.
30 JUN 2026
Following two years of consolidation, FintechOS has reached profitability while increasing recurring revenue, with CEO Teo Blidarus pointing to the company’s use of AI, a revised US strategy and closer customer partnerships.
29 JUN 2026
Embedded finance vs BaaS explained: learn key differences, where they overlap, and how to choose the right model for UX, control, and compliance.
29 JUN 2026
FinTech North returned to its original Leeds venue to celebrate a decade of growth and consider how the region can attract more investment, talent and expanding fintech businesses.
26 JUN 2026
Cloud core banking guide covering benefits, tradeoffs, and a migration checklist to reduce risk, manage data, and plan resilience and audit needs.
26 JUN 2026
Learn how a core banking API exposes account and payment services safely with entitlements, OAuth, mTLS, idempotency, and monitoring.
24 JUN 2026
Strategic investment integrates Tern's rental rewards platform into Dubizzle and Bayut, bringing flexible rent payments and loyalty benefits to UAE tenants.
BY RUDRI MEHTA KACHHY · 22 JUN 2026
Core banking modernization in 2026 made practical: follow a phased playbook with patterns, data migration steps, and KPIs to modernize safely.
22 JUN 2026
Bitget research suggests Web3 companies are overlooking educated candidates as junior roles demand experience and training struggles to produce job-ready skills.
20 JUN 2026
The UK government plans to introduce digital property packs, identity checks and binding contracts to reduce delays and failed home sales.
20 JUN 2026
Learn how a general ledger system captures transactions, connects sub-ledgers, speeds month-end close, and improves audit-ready financial reporting.
19 JUN 2026
Payful launches six virtual Visa charge cards in Hong Kong through BPC’s SmartVista platform, giving merchants direct access to settlement funds.
18 JUN 2026
Learn the difference between a ledger system, core banking ledger, GL, and sub-ledgers to avoid reporting errors and reconcile balances confidently.
18 JUN 2026
Ledger system design principles for fintech: build accurate, auditable ledgers with double-entry, idempotency, reconciliation, and scale-ready patterns.
17 JUN 2026
Johor leads Asia Pacific data centre growth as AI demand, neocloud expansion and power constraints reshape investment across the region.
16 JUN 2026
Dilip Ratha explains why remittance fees remain high, how correspondent banking withdrawals affect access and where regulated stablecoin infrastructure could fit.
16 JUN 2026
Learn source of truth vs system of record, map field ownership, and enforce single write paths to stop data conflicts across your fintech stack.
12 JUN 2026
What is a system of record? Learn how product teams define a source of truth with ownership, write controls, audit trails, and safe change management.
11 JUN 2026
dLocal has expanded BNPL Fuse as global merchants look beyond cards to reach buyers in emerging markets.
9 JUN 2026
Bizzdesign’s Nick Reed says Europe’s push for digital autonomy will force enterprises to understand where their applications, data, suppliers and cloud dependencies really sit.
8 JUN 2026
Money20/20 Europe 2026 opened with launches across AI, stablecoins, payments infrastructure and cross-border finance.
2 JUN 2026
Industry reaction to UKPI’s launch suggests commercial VRPs have momentum, but adoption, trust and infrastructure resilience remain the real test.
2 JUN 2026
RS2 says BIN sponsorship is moving from fast market access towards a fuller operating model built around governance, processing and scale
2 JUN 2026
Public and private sector leaders identify new growth opportunities as Sharjah records strong FDI, logistics, and real estate performance.
BY RUDRI MEHTA KACHHY · 1 JUN 2026
The new Grade A commercial tower expands office capacity within Dubai Maritime City, with 78% of space leased before opening.
BY RUDRI MEHTA KACHHY · 30 MAY 2026
Project Agorá will move into further testing after its prototype showed tokenised central bank reserves and commercial bank deposits can support atomic settlement across currencies and jurisdictions.
28 MAY 2026
Fintechly speaks to AWS’s Lisa Lewison about bank modernisation, cloud migration, partner ecosystems and what AI means for cloud strategy.
26 MAY 2026
G2A and Juniper Research say consumer trust in online marketplaces is increasingly tied to payment choice, security expectations and control over emerging AI-led shopping experiences.
26 MAY 2026
Mal secures CBUAE in-principle approval to launch an AI-native Islamic digital bank in the UAE, backed by a $230m seed funding round.
19 MAY 2026
Deem Finance and Yusr partner to launch automotive BNPL in the UAE, combining regulated finance infrastructure with embedded fintech solutions.
19 MAY 2026
Zopa Bank and ClearScore have expanded Jobs2030 with 22 organisations and a GenAI curriculum to support AI skills training across UK financial services.
18 MAY 2026
Fintechly speaks to LeapXpert CEO and founder Dima Gutzeit about the UAE Central Bank’s WhatsApp restrictions and what they mean for financial communication governance.
11 MAY 2026
Nephos CEO Joe David explains why Bitcoin use at the Strait of Hormuz, 20% of global oil flow, reflects sanctions-driven necessity. Read the interview.
11 MAY 2026
Microsoft’s latest AI Diffusion Report puts the UAE at the top of global AI adoption, while showing a widening gap between higher-income and lower-income regions.
11 MAY 2026
Every payment, loan and account depends on systems the customer never sees. We cover that layer: core banking platforms, ledgers, identity and onboarding, the data and APIs that connect providers, and the automation now running on top of it.
Alongside the news, our intelligence tools track what’s underneath: the funding going into these companies in the Deal Room, and the regtech and compliance deadlines shaping the layer in the Regulatory Calendar.
It’s read by the operators choosing these systems and the investors backing the companies that build them, because this is the part of fintech that decides what the front end can actually do.
If there’s a platform, a partnership or a trend in fintech infrastructure you think we should be covering, send us an email at [email protected].
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