Instant Payments vs Real Time Payments: Are They the Same?
Instant payments vs real time payments explained: learn the key differences by market, what affects speed, and how to set clear user expectations.
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Fintech reporting from Global. Stories across banking, payments, infrastructure, capital and policy that touch this region.
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The consumer headline on 15 July was exclusion: how many current users the affordability checks might price out. That is the wrong place for an operator to look.
17 JUL 2026
HM Treasury's two AI Champions have published a plan setting out how the government, regulators and financial firms should speed up the safe adoption of artificial intelligence, with 10 recommendations the government says it has accepted where they fall to it.
17 JUL 2026
EMBARGO: Silverflow data held until 08:00 CEST, 16 July 2026. Internal review copy — do not publish before the embargo lifts.
17 JUL 2026
Three announcements, one bet: open banking gets a permanent legislative home, stablecoins get transatlantic alignment, and gilts go on-chain. Britain is competing on rule-making speed, not capital. The gap between announcement and enforceable rule is the whole risk.
17 JUL 2026
Britain's dormant cash pile is a friction problem, not a rates or awareness problem. Higher rates have already been tried and the money still didn't move.
17 JUL 2026
FedNow real time payments bring 24/7 instant settlement, but not chargebacks or built-in fraud protection. Learn what FedNow enables and how to plan.
16 JUL 2026
Digital Workforce’s Kieran Watts discusses agentic AI in financial services, operational adoption, governance, compliance and the build-versus-partner question.
15 JUL 2026
Learn the payment orchestration platform features merchants need most—uptime, smart routing, integrations, reporting, and security—to boost approvals and cut outages.
15 JUL 2026
RegTech helps regulated firms automate compliance, from AML and sanctions screening to regulatory reporting, cyber controls and risk management.
14 JUL 2026
Transaction monitoring helps firms detect suspicious payments and customer activity, but false positives, weak data and poor tuning can lead to major AML failures.
14 JUL 2026
Sanctions screening checks customers, transactions and counterparties against official lists, but ownership rules and false positives make it more than a name check.
14 JUL 2026
Regulatory reporting requires financial firms to submit prescribed data to supervisors, with failures triggering major fines and compliance costs.
14 JUL 2026