THE LEDGER · FINTECHLY’S WEEKLY BRIEFING
The Ledger.
The weekly fintech briefing for people who run things. Every Monday at 07:00 GMT. A six minute read. Everything you need to know to set you up for the week ahead.
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Read by senior executives at Stripe, Adyen, Monzo, Revolut, Wise, Checkout.com, the FCA and many more.
SAMPLE ISSUE
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Below is a condensed preview of Issue No. 142. The real edition is longer, includes the full Deal Sheet table, and links to every story on site.
THE LEDGER · ISSUE No. 142
MON 28 APR 2026 · 07:00 GMT
6 MIN READ
THE LEAD
The five fintechs the rest of the industry is quietly copying.
Every cycle produces a handful of companies whose product decisions ripple outward. This week we name five — from a Brazilian acquiring stack to a Singaporean identity layer — and explain exactly which features their competitors are now replicating, and why.
EARLY ACCESS · FULL STORY PUBLISHES TUESDAY
THE FIVE
Visa's AI-agent pricing memo leaked - merchants face a new 12bp surcharge on autonomous payments.
Monzo files its S-1: $1.6B revenue, 12% take-rate on premium, and a path to profitability by Q4.
Stripe opens Bridge stablecoin rails to its top 200 platforms - USDC settlement now live.
FCA finalises permanent open-banking framework: VRPs go mainstream in Q3.
Index Ventures closes $2.3B fund, half earmarked for European fintech infrastructure.
THE DEAL SHEET EXCLUSIVE
| Company | Round | Amount | Lead | Sector |
|---|---|---|---|---|
| Ramp | Series F | $200M | Thrive Capital | Spend mgmt |
| Rain | Series B | $58M | Khosla Ventures | Card issuing |
| Gr4vy | Series C | $24M | Nyca Partners | Orchestration |
| Aeropay | Series A | $12M | Undisclosed | Open banking |
+ 11 MORE ROUNDS IN THE FULL ISSUE
ONE CHART EXCLUSIVE
STABLECOIN SETTLEMENT VOLUME (TRAILING 12 MONTHS)
MAY 2025
APR 2026
Stablecoin settlement hit $27.6T in the trailing twelve months — surpassing Visa and Mastercard combined for the first time. The April spike corresponds to MiCA-compliant EURC flows going live across three major European acquirers.
THE REGULATORY TRACKER
FCA — Permanent open-banking framework finalised (CP24/13 response)...
WHAT’S INSIDE
Seven sections.
The Ledger contains material you cannot get by visiting the website. It is designed to replace 40 minutes of tab-scanning with a single, structured read.
The single most important story of the week, written as a self-contained briefing. Subscribers receive it 24 hours before it publishes on site.
Five other stories reduced to: what happened, why it matters, what to watch next. Links to full coverage on site.
Every fintech funding round, acquisition, and debt facility closed that week. Not just the headline rounds - the Series As, the warehouse lines, the secondaries that never make the press.
Regulatory actions, consultations opened and closed, licence grants, and enforcement actions from the past seven days. Covers FCA, ECB, OCC, CFPB, MAS, VARA, RBI, JFSA.
A single original data visualisation with a two-sentence caption. Built for board decks, internal memos, and Monday-morning Slack channels.
Personnel moves, product launches, and conference intel that does not warrant a full article but is worth knowing.
Two to three sentences on stories Fintechly is actively working on. Invites tips and builds anticipation for next week's coverage.
WHY SUBSCRIBE
What you get that the website does not give you.
THE DEAL SHEET
The most complete weekly fintech funding tracker available. Not published on the website. Covers rounds, acquisitions, and debt facilities globally.
REGULATORY TRACKER
No other fintech publication aggregates regulatory actions across eight jurisdictions weekly. Compliance and policy teams forward this section every Monday.
24-HOUR EARLY ACCESS
The week's lead story arrives in your inbox a full day before it goes live on site. You hear it first.
ONE CHART
A ready-made data point for your board deck or internal memo. Original data, not sourced from someone else's report.
TIME EFFICIENCY
Six minutes replaces 40 minutes of tab-scanning. Structured for senior readers who need signal, not volume.
EDITORIAL STANDARDS
Written by named journalists. Not an AI-generated digest. Not a press-release aggregator. Not pay-for-play.
RECENT ISSUES
What we sent last month.
ISSUE No. 142
The five fintechs the rest of the industry is quietly copying.
Plus: Visa’s AI-agent pricing memo, leaked; Monzo’s S-1; and the death of the orchestration layer.
MON 28 APR 2026
ISSUE No. 141
Inside Adyen’s pivot from payments to platform.
Plus: every European Series A above $20M last week, with our analysts’ verdict on each one.
MON 21 APR 2026
ISSUE No. 140
The quiet stablecoin race between Stripe, Visa and PayPal.
Plus: the MiCA loophole that just opened up; and what to read this weekend.
MON 14 APR 2026
Start your week informed.
Every Monday at 07:00 GMT. The deal sheet, the regulatory tracker, the one chart worth stealing, and the single most important story of the week — before it publishes on site.
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Read by senior executives at Stripe, Adyen, Monzo, Revolut, Wise, Checkout.com, the FCA and many more.